Are you not tempted by an EV, given it's 0% BIK?
Not sure if aimed at me, but at present I just bundle BIK in with my overall costs - I could get cheaper by taking the money and sourcing myself but feel the removal of hassle is worth the extra that pay as its truly a one phone call support system with all tax, insurance, maintenance, damage repair (unfortunately been a few in last 10 years) covered
I would seriously consider EV, but the cars and tech is just not there for me yet, especially the charging as I park off road with no access to any points - Basically I want the car to match the kind of car like to drive, R/GTI and charge in same fashion as put fuel in now, or be such a great hybrid that its in lowest bracket
I am careful with my ££ but I like my cars, and do not want to be driving around in a soulless box as functionally go A-B so will pay the ££ for the enjoyment provides - its my only real spend on myself rest goes into the family pot, so its justifiable
The tech is definietly getting there, some of the performance EV are really good, but practicality has some way to go still.