Author Topic: DIY Roof Wrap  (Read 8737 times)

Offline mcmaddy

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Re: DIY Roof Wrap
« Reply #20 on: 02 May 2019, 10:09 »
You can't expect your insurance company to replace something that you've chosen to put on yourself. I've got gtechniq ceramic on mine but I wouldn't expect it to be recoated in the event of an accident. I'd have to pay for it again myself.
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Offline Gnasher

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Re: DIY Roof Wrap
« Reply #21 on: 02 May 2019, 13:49 »
You can't expect your insurance company to replace something that you've chosen to put on yourself. I've got gtechniq ceramic on mine but I wouldn't expect it to be recoated in the event of an accident. I'd have to pay for it again myself.

You can and I do - my insurance has all mods listed and are covered for replacement in a like for like fashion. It's exactly the same for PPF.

Bear in mind your car insurance is there to protect you from being disadvantaged (IE once they have paid out you should be in no worse position than before the claim), therefore as long as you have notified them of any mods (although I doubt ceramic coating would get through as it's not technically permanent) they should cover them.
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2018 Audi TTRS in Nardo Grey with
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Offline dubber36

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Re: DIY Roof Wrap
« Reply #22 on: 02 May 2019, 15:37 »
I guess it's a personal choice whether to declare it or not. I haven't declared the black mirrors and wheels on my Tig. They are the only 'mods'. If anything were to happen and the insurance would only replace parts back to original spec, then I'd just suck it up.

We pay insurance companies to take the risk because we have to, but minor items such as the things we are discussing, I'm prepared to take the risk myself.
Red Mk6 gone replaced with a white Mk7 which has gone too. Green Mk2 here to stay.

Offline Crockers

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Re: DIY Roof Wrap
« Reply #23 on: 02 May 2019, 15:47 »
Wrapping the whole car would mean informing DVLA if it meant a colour change. However, even if a car has a black roof from the factory, the predominant colour is the one that's on the V5, so that won't change.

Do people declare PPF to their insurers?

I would - if for nothing else should the worst happen and you need a repair on a panel with PPF, they may not cover it as it's not listed on the policy.

A wrap is a temporary change and doesn't have to reported to dvla as its not a permanent colour change.

Offline Gnasher

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Re: DIY Roof Wrap
« Reply #24 on: 02 May 2019, 16:12 »
Wrapping the whole car would mean informing DVLA if it meant a colour change. However, even if a car has a black roof from the factory, the predominant colour is the one that's on the V5, so that won't change.

Do people declare PPF to their insurers?

I would - if for nothing else should the worst happen and you need a repair on a panel with PPF, they may not cover it as it's not listed on the policy.

A wrap is a temporary change and doesn't have to reported to dvla as its not a permanent colour change.

Afraid you're wrong mate - the rules regarding full vehicle wraps have been changed so you now have to let DVLA know if you've changed the colour of your car with a wrap. DVLA statement copied and pasted from around 2014...

"The register maintained by the driver and vehicle licensing agency (DVLA) essentially exists to assist in revenue collection, road safety and law enforcement. The Police and other enforcement agencies rely on the DVLA record for all vehicles-related investigations. It is therefore paramount that the information stored on the vehicle register is accurate and up to date.

DVLA records details given by vehicle manufacturers at first registration. Any changes to the vehicles details must be notified to DVLA by law.

By covering the entire vehicle in a coloured adhesive/vinyl wrap, it is DVLA’s view that the colour change should be recorded. To notify a change of colour you should complete section 7 of the registration certificate V5C and return it to DVLA Swansea SA99 1BA. You should receive a replacement certificate within two to four weeks.

We would like to advice any owner of a vehicle that has had a full colour change wrap that they should inform the DVLA by completing the correct paperwork. Partial wraps and digital printed wraps do not appear to be affected.

For any further information can by obtained from the DVLA on 0843 515 8104."
2014 Golf GTI (PP) in Pure White with
Vienna Leather, Keyless Entry, High Beam Assist, Park Assist, Rear View Camera. Milltek Exhaust, Eibach Sportlines, 19" BBS SR wheels - SOLD!!!!!

2018 Audi TTRS in Nardo Grey with
Black pack, 20" Alloys, Privacy glass and Sports Exhaust. No mods yet!

Offline Crockers

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Re: DIY Roof Wrap
« Reply #25 on: 02 May 2019, 16:21 »
Thanks for putting me right. 👍

Offline dubber36

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Re: DIY Roof Wrap
« Reply #26 on: 02 May 2019, 18:29 »
A wrap is a temporary change and doesn't have to reported to dvla as its not a permanent colour change.

In addition to what Gnasher said, you could also say that paint was temporary, until it's re-painted.
Red Mk6 gone replaced with a white Mk7 which has gone too. Green Mk2 here to stay.

Offline hog_hedge

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Re: DIY Roof Wrap
« Reply #27 on: 03 May 2019, 00:59 »
You can't expect your insurance company to replace something that you've chosen to put on yourself. I've got gtechniq ceramic on mine but I wouldn't expect it to be recoated in the event of an accident. I'd have to pay for it again myself.

The whole point in declaring modifications is to ensure that they're covered and you get reimbursed for them if they are damaged in an accident.

You can't compare a physical modification to a coating that will wear off in 12 months.

Offline mcmaddy

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Re: DIY Roof Wrap
« Reply #28 on: 03 May 2019, 08:24 »
You can't expect your insurance company to replace something that you've chosen to put on yourself. I've got gtechniq ceramic on mine but I wouldn't expect it to be recoated in the event of an accident. I'd have to pay for it again myself.

The whole point in declaring modifications is to ensure that they're covered and you get reimbursed for them if they are damaged in an accident.

You can't compare a physical modification to a coating that will wear off in 12 months.
Except it doesn't wear off in 12 months! It's a 7 year coating.
TCR, Pure Grey, DCC, Dynaudio and Climate Screen.

Offline andy28

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Re: DIY Roof Wrap
« Reply #29 on: 03 May 2019, 09:17 »
I did tell my insurance about my roof just in case and they just noted it on my file. No change to premium but not sure they would pay for it to be redone...
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