Author Topic: Criteria for a write off  (Read 7641 times)

Offline scarr89

  • I live here
  • *****
  • Posts: 3,223
  • Mk4 Golf, DERV FTW!
Re: Criteria for a write off
« Reply #10 on: 30 January 2015, 22:21 »
Been quoted £350 all in with some extra work from a local guy. Couple of people at work recommend him and have seen some of his work.

The guy who hit me is obv happy me also...Getting it repaired while I'm away so no real hardship!

Offline Wayne

  • Sir Postalot
  • *
  • Posts: 32,051
Re: Criteria for a write off
« Reply #11 on: 31 January 2015, 21:23 »
They would write it off under insurance but good result with getting it sorted.

Offline boneybradley

  • Forum Supporter
  • Serious forum addict
  • *****
  • Posts: 9,482
  • Back in a Mk3...
Re: Criteria for a write off
« Reply #12 on: 01 February 2015, 11:31 »
I don't know why people are all saying write off??
My £1200 Passat was repaired at the cost of £800 as they didn't want to write it off! (there valuation was much higher than mine or what I could buy one for)
Moderator of The Dub-Tug Squad!! (What some call the MK3 section!)



Full range of quality parts for your Volkswagen available at Oemandmore.co.uk

Offline barrym381

  • Forum addict
  • *
  • Posts: 5,935
Re: Criteria for a write off
« Reply #13 on: 01 February 2015, 12:00 »
I don't know why people are all saying write off??
My £1200 Passat was repaired at the cost of £800 as they didn't want to write it off! (there valuation was much higher than mine or what I could buy one for)
if his car would have went through insurance they would have wrote it off that's why  :smiley:

Offline Waspy

  • I live here
  • *****
  • Posts: 705
Re: Criteria for a write off
« Reply #14 on: 01 February 2015, 14:30 »
I don't know why people are all saying write off??
My £1200 Passat was repaired at the cost of £800 as they didn't want to write it off! (there valuation was much higher than mine or what I could buy one for)
if his car would have went through insurance they would have wrote it off that's why  :smiley:

I feel a point was just missed here.

Wasn't Boneybradly saying that in his case (pretty similar if not worse to the OP) insurance did not write it off...

Regardless, positive result for OP!
It's a mk2. Fill it, drive it, enjoy it.  :smiley:

Offline barrym381

  • Forum addict
  • *
  • Posts: 5,935
Re: Criteria for a write off
« Reply #15 on: 01 February 2015, 14:38 »
I don't know why people are all saying write off??
My £1200 Passat was repaired at the cost of £800 as they didn't want to write it off! (there valuation was much higher than mine or what I could buy one for)
if his car would have went through insurance they would have wrote it off that's why  :smiley:

I feel a point was just missed here.

Wasn't Boneybradly saying that in his case (pretty similar if not worse to the OP) insurance did not write it off...

Regardless, positive result for OP!
so just because his was repaired means they would have done this 1 too  :whistle: every case is different and if boneys rear quarter panel was damaged chances are they would have wrote that off too

Offline boneybradley

  • Forum Supporter
  • Serious forum addict
  • *****
  • Posts: 9,482
  • Back in a Mk3...
Re: Criteria for a write off
« Reply #16 on: 01 February 2015, 19:13 »
Everyone is saying it's a write off, when it's the insurer who decides, they don't always make sense when it comes to repair as in my case and it was the rear corner and quarter that was damaged on mine. They still repaired it.

Even you said would be classed as a write off (unless your the claims assessor, how can you know?)
Moderator of The Dub-Tug Squad!! (What some call the MK3 section!)



Full range of quality parts for your Volkswagen available at Oemandmore.co.uk

Offline barrym381

  • Forum addict
  • *
  • Posts: 5,935
Re: Criteria for a write off
« Reply #17 on: 01 February 2015, 20:32 »
Everyone is saying it's a write off, when it's the insurer who decides, they don't always make sense when it comes to repair as in my case and it was the rear corner and quarter that was damaged on mine. They still repaired it.

Even you said would be classed as a write off (unless your the claims assessor, how can you know?)
claim assessor has nothing to do with it he just sends a report of cost and damage to insurance company  :smiley: and did they replace your panels or repair them

Offline mcgee9t2

  • I live here
  • *****
  • Posts: 3,289
Re: Criteria for a write off
« Reply #18 on: 02 February 2015, 10:20 »
is it worth the possibility of it being written off though brad?

don't know how the insurance stuff works, and whether you can say actually I don't want it to be written off ill repair myself or something if they do decide its not woth fixing?

Offline Bellend

  • I live here
  • *****
  • Posts: 2,721
Re: Criteria for a write off
« Reply #19 on: 04 February 2015, 14:37 »
Everyone is saying it's a write off, when it's the insurer who decides, they don't always make sense when it comes to repair as in my case and it was the rear corner and quarter that was damaged on mine. They still repaired it.

Even you said would be classed as a write off (unless your the claims assessor, how can you know?)
claim assessor has nothing to do with it he just sends a report of cost and damage to insurance company  :smiley: and did they replace your panels or repair them

He does have a major part in it actually!

I deal with them on average once or twice a month and they have the authority to say yes to a repair or not.

Saying that, you are right in some occasions, sometimes they won't use one and sometimes they even just send a photographer and decide for themselves.

Where all my moneys went.

Golf MK3 1.6. Golf MK3 8v GTI.