Thanks chaps, I assessed the damage next day and there's several scratches, some deep some not and certainly no dents and/or cracks and defo nowhere near as bad as the picture in andrewparker post (gutted)
Neighbour is nice and knocked on my door owning up otherwise I would not have noticed for a while I'd imagine so the right thing to do is to take to a body shop, repair and pay the cash. As long as it looks as good as it was before then she'll be happy and i'll be happy and I certainly won't have an insurance claim against my name or will she.
Looking at andrewparker quote for fix, I would hope mine is slightly less than that and should have no quarrels in claiming this back from the neighbour.