I'm conflicted as to whether to buy an MK2?!

[MrsGallagher]

Right, I'm 17, and about 15 years ago I completely fell head over heels in love with the MK2. I can SEE myself in one, but obviously being 17, insurance is coming out at about the 3.7k mark. I'm currently a sales apprentice getting a base rate of £400 a month, so of course I could pay for insurance and a little bit of fuel but not have much left over. Beauty of being in sales means I do earn commission.
Friends have said about black boxes to get the insurance down but why buy a car with a 1781cc engine if you're not going to use it?!
Basically, I need you guys to tell me how amazing they are so I can justify it to myself. I'm young and have no responsibility so really what other money do I need?

Heart or Head? 

[VW BUSH]

Not worth 4k to insure at 17, you wont get anything back when you stuff it and not be able to insure anything after it let alone run it.
Get a 1.1 poverty spec polo or something until you get a few years ncb.

[Rhyso]

I can see myself in a Ferrari but it isnt going to happen

Get a Lupo / Polo or equivalent as a cheap runaround, build up your NCB's and then move on 

[Sam]

Get a povo spec car for a few years and enjoy spending your money on booze, food and holidays. I ran an astra van for about three years before getting my MK2 - it was well worth it as I even had enough money to fund a bit of an overlap between cars to sort out a few bits on the golf. Remember also, you wont be able to mod on top of that at 17

[Laser1974]

Totally agree with Rhyso,get a low cc runabout until insurance goes down mate

[MrsGallagher]

Sigh, not the answers I was hoping for but I can't really argue with majority opinion.....

Okay even more off topic.... What about an Austin Mini? Dead cheap to insure but then there are reliability questions!

I don't like cars unless they're old.. I'm asking for trouble but you really can't beat a classic?

[Len]

A Mrs at 17?!!! 

Nowt wrong with a Mini but a good one will be hard to find and not cheap!

[VW BUSH]

Mini's are easy to fix and cheap to run.
They do conk out a lot, are terribly uncomfortable and rust like nothing else.
A solid one will command a good price as most are welded year to year for the mot.
Something about them though

[Laser1974]

Get a cheap polo,it's going to be more reliable than a mini and use the saved money to go towards a golf,mk2 are brilliant little cars,why not get a mk2 1300 cc to start off with?then work your way upto a gti

[barrym381]

just go for the mk2 if its what you really want as you might not get another chance so if you want it an can afford it go for it  an shop around for insurance