Poll: How was your your new GTI/ GTD funded?

[jivemonkey]

With these cars costing as much as they do, it's a fair amount of money for anyone, so would be very interested to see a roundup of how people these days are funding it. I am thinking that company cars and PCP will reign supreme..but let's see!

[monkeyhanger]

Bought outright with my Dad's cash, he's charging me 2.9% interest, same as he'd get leaving his money in an ISA, i'm overpaying to get the balance down faster too. I'll be made redundant in either 8 or 15 months, so i'll be paying off the remaining balance with a small part of my lumper.

[KyleB]

PCP for me. I'm a big fan of the scheme as I like to change my cars and think that PCP gives me the flexibility but also gives me a bit more security than leasing. I really like this GTD though, could see me keeping it, but I know that in 3 years time the new car tech and engines will be turning my head.

[monkeyhanger]

PCP for me. I'm a big fan of the scheme as I like to change my cars and think that PCP gives me the flexibility but also gives me a bit more security than leasing. I really like this GTD though, could see me keeping it, but I know that in 3 years time the new car tech and engines will be turning my head.

I could see myself going the way of new TT or Scirocco in 3 years - new tech already announced - the instrument cluster on the new TT is apparently all digital screen (not enough on it's own to sway me).

Maybe by then they will have put ACT onto the 1.8TSI or 2.0TSI units. If they did that, the only thing that would keep me on TDIs would be a twin scroll turbo with minimal extra thirst. I always consult the finance figures, if only to see the GFV and estimate a true p/x value when I next chop it in.

[gazmondo35]

For me is 7 grand for my old gti,£277 a month for 36 months on a discounted 28 grand car, but will have a big balloon payment at the end so will be chopping in for a new one.

[V5Ade]

I'll decide how I pay for mine when it arrives, but it won't be a PCP as they seem very expensive.

[peterdoherty]

Paid with a cashback credit card to net almost £500 in cashback & paid off with cash when the bill came in

[Ap69]

Hi guys reading this thread I guess I'm quite lucky

I've got on order (due 2 weeks) 3dr Gti night blue manual

It's a lease via my employer, who pay the lease co (typically the one who's provided the lowest quote) 3 years up front.

The difference between that and my allowance results in my salary deduction of £145 pm included full maintenance, inc items that wear out, road fund licence, fully comp insurance for 3 people.

[CraigW]

If I can recall correctly I put down £18,500 in cash and the balance was a £10,000 loan paid at just over £300 per month for three years. I just don't like the thought of a PCP where you never get to a point where you own the car unless you pay a huge amount at the end although I can see its appeal.

P.s @ MH loving the look of the new TT interior. The digital display looks brilliant. I've seen a video of it and ive seen some renderings of what the car may look like. Think it's going to be very tempting in a few years provided they don't price it much higher than the mk2

[monkeyhanger]

Paid with a cashback credit card to net almost £500 in cashback & paid off with cash when the bill came in

My dealership has a £2k limit on credit card purchases, so never an option for me.