You'll find it nearly impossible to claim for anything that actually breaks, you'll also struggle to find anywhere that pays a decent amount for labour rates.
You'll be sold the earth, but it'll be a different story come claim time.
If its been well maintained, nothing driveline related should be going wrong. So its likely to be consumable parts or something that costs less than 250 quid to fix.
So all in all, put the money away for if it does go wrong.