Next doors bin! Car damage

[Chief1337]

This is awful!!

Hope something gets sorted.. keep us posted.

[DougL]

Hmm. Very unlucky. I suspect you will have to claim on your own vehicle insurance, unless your neighbour's household insurance covers third party risks, which it may well not. During the October storm, my roof decided to launch a whole load of roof tiles towards the neighbour's house and damaged some bricks. Fortunately it did not land on either of our cars. I had liability insurance but that only covers you, if the neighbour had pointed out that the roof was "likely" to fall and cause damage. I ended up paying for the damage out of my own pocket as a gesture of goodwill. My own buildings insurance paid up for the damage to my roof.

[2014GTi]

Sorry to hear about the damage mate, just speak to your neighbour tonight and see what you can both agree on to try resolve without going down the insurance route.
Onyx isn't going to easy at all to paint match, just ensure the body shop do a good and acceptable job.

[monkeyhanger]

£850 is definitely in the realms of wanting insurance to pay for it, especially if a house insurance policy will pay out (far fewer consequences financially of losing some house NCD rather than car insurance NCD). If their house insurance doesn’t have a f**kwit clause to cover the fact they put a slab on a bin (to stop it blowing away or to stop cats getting into it?) then they’ll have to pay out of their own pocket. If things do get a bit scrappy, just be clear with them that you’ve done all you can to get a reasonable quote (get another 2 quotes) and you expect them to pay for it. Is this slab always on the bin? I’d have thought that the bin men (or is that waste disposal technicians?) would not go near a bin that had a heavy slab on during refuse collection day.

[simonpolly]

What kind of moron would leave their bins so close to a neighbours car  ,they are probably to lazy to get up in the morning and put their bins out.Make them pay.

[stuworrall]

terrible.  The dreaded Flintshire bins.  They were all over our street this morning and I was praying I didnt drive into any. hHope you get it sorted.

[simoor]

Hi All,

I have had a good chat with my next door neighbour and he is going to claim on his house insurance, if not then we are going to sort a fair payment plan, obv main payment before body shop. I should know within the next week. 

I also popped around some other body shops with quotes ranging from £650 - £850.

Positive thing is that the damage is really hard to see under natural light, so I still get people looking at my car! I could live without the repair, but under this VW solutions pack it needs to be done.

Thanks all, I'll keep you posted!

[noobmonkey]

Good news! And great to hear he is a nice neighbour, as hard for him as it is for you (Even if he left a slab in the bin... next to a nice car!! - i do feel his pain, now we know he is a nice person who wants to help!) hehe...

Good luck with it, and i hope for both your sakes, the work is cheap, and the work done is good!

[dippy_x]

Sounds like you will get it sorted to your satisfaction simoor.

This was a tough read.  Can't tell you the numbers of times I jumped out of bed to check all was ok last night.  Felt like I heard every crash/bang in the street,

[Phil 117]

You think that is bad. I've got to sort this out when I get back to the UK...   

Some Van hit and drove off. It was a tight road and couldn't turn around or reverse out as there was a car behind. Didn't get a reg as it all happened so quick so I'll have to foot the bill.

Sent a few emails asking for quotes but nothing as yet. Seeing as yours is a £850 jobby, I'd imagine mine will easily be £1000+  Theres a bit more damage as well but this is the bulk of it