Corgi has it spot on!
Im in the Forces over here in Germany and it is a legal requirement to have the correct tyres for the road conditions, this set cost me 418 Euro fitted, quite cheap but we do have the luxury of TAX exemption.
Most cars have steelies on, it does come down to a personal choice and obviously, the cost.
Come the snow time, alloys, steels they will all get minging due to the road conditions.