People will come on here and justify that buying a new car in this way can be cost effective over buying a used one with cash, but to me, I prefer to not be beholden to anyone. If my income goes to pot, I've not got to worry about finding the monthlies. If it gets even worse than that, I've got something that I own to sell.
I agree. Call it old fashioned but I am not overly enthusiastic with the idea of owing anyone money for a car even if it's available be it PCP or Leasing etc.
But then I wouldn't spend £30k on a Golf as I don't believe the car is worth that.
I had a quick scan through a couple of leasing companies and looking at the 'offers' couldn't get a vehicle with what I wanted for less than £4-500/pcm going out which is some peoples mortgages! I've seen people with attractive leases but you can't be fussy about what you're driving.
I guess it comes down to whether you want to be in the latest car.
