Author Topic: Alloy Wheel Insurance  (Read 5374 times)

Offline Dully

  • GTI forum regular
  • ***
  • Posts: 154
Alloy Wheel Insurance
« on: 22 September 2013, 19:41 »
What are your views guys on the insurance for alloy wheel damage offered by the dealer?

I was not going to take it out, but this car is going to be mainly driven by the Mrs and she reminded me today that the only wheels that she has ever damaged have been all 4 of my 18" on the MK5 GT Sport  :angry:

As a reminder it's a £250 one off payment or 10 off at £25, cover is for 3 years with a maximum of 10 repairs.

Those wheels don't look cheap to repair!

Driving - MK7 GTD, 5 Door, CSG, DSG, Santiago's

Offline DougL

  • Here all the time
  • ****
  • Posts: 312
Re: Alloy Wheel Insurance
« Reply #1 on: 22 September 2013, 19:46 »
Are you likely to damage the wheels 5 times in 3 years? Or how much do they cost to repair. If they cost £100 a pop to repair (and they might as they are diamond cut) then it seems a reasonable deal. I've kerbed one wheel in a year and a half, but then I hardly ever parallel park!
Tornado Red GTI 3dr manual

Previous Golfs Mk1 GLS and GL, Mk2 GL and Driver, Mk3 GL, Mk4 GT TDI, Mk6 TDI (and a Mk2 Scirocco 20 years ago)

Offline monkeyhanger

  • Serious forum addict
  • *
  • Posts: 6,660
Re: Alloy Wheel Insurance
« Reply #2 on: 22 September 2013, 19:49 »
Might be worth shopping around. If GAP is anything to go by, you can get half the price the dealers offer by going elsewhere.
Whey ya bugger! It's finally arrived after an 8 month wait....
MK7 R 5 door, manual, Lapiz Blue, Prets.

Offline Dully

  • GTI forum regular
  • ***
  • Posts: 154
Re: Alloy Wheel Insurance
« Reply #3 on: 22 September 2013, 20:02 »
Might be worth shopping around. If GAP is anything to go by, you can get half the price the dealers offer by going elsewhere.

Good point MH, I have just had an initial search and you can get GAP and Wheels for £300, going to dig deeper tonight, noticed that most of these companies won't do just wheels, you are required to take GAP also, will continue searching now while Mrs watches X Factor  :grin:
Driving - MK7 GTD, 5 Door, CSG, DSG, Santiago's

Offline matchboy

  • I live here
  • *****
  • Posts: 3,160
Re: Alloy Wheel Insurance
« Reply #4 on: 22 September 2013, 20:10 »
Might be worth shopping around. If GAP is anything to go by, you can get half the price the dealers offer by going elsewhere.

Good point MH, I have just had an initial search and you can get GAP and Wheels for £300, going to dig deeper tonight, noticed that most of these companies won't do just wheels, you are required to take GAP also, will continue searching now while Mrs watches X Factor  :grin:

If you haven't all ready, have a look at Ala - they had an option to add alloy cover to the GAP insurance when I sorted mine out (I didn't take up the option however).
Audi RS5 2018
Gone: BMW M4 LCI Competition Package
Previous: Mk 3 Audi TTS, Porsche 981 Cayman S, Mk 7 Golf R, Mk 7 GTI, Mk 6 GTI, Mk 5 GTI and so on....

Offline Dully

  • GTI forum regular
  • ***
  • Posts: 154
Re: Alloy Wheel Insurance
« Reply #5 on: 22 September 2013, 20:29 »
Might be worth shopping around. If GAP is anything to go by, you can get half the price the dealers offer by going elsewhere.

Good point MH, I have just had an initial search and you can get GAP and Wheels for £300, going to dig deeper tonight, noticed that most of these companies won't do just wheels, you are required to take GAP also, will continue searching now while Mrs watches X Factor  :grin:

If you haven't all ready, have a look at Ala - they had an option to add alloy cover to the GAP insurance when I sorted mine out (I didn't take up the option however).

Yeah I saw that website, found quite a few for about £180 that cover wheels, dents, scratches and chips
Driving - MK7 GTD, 5 Door, CSG, DSG, Santiago's

Offline mark@vorny.co.uk

  • GTI forum regular
  • ***
  • Posts: 136
Re: Alloy Wheel Insurance
« Reply #6 on: 22 September 2013, 20:52 »
If this is anything like the JLR cover, then it's for smart repairs only ?  You may as well forget smart repairs on a diamond cut wheel in my opinion......

Worth checking .....

2012 GTi 3 door, DSG, Nav, Roof, Monza's. Candy White..... and it's the wife's.
2013 Abarth 595, 2013 911 C4S.

Offline Dully

  • GTI forum regular
  • ***
  • Posts: 154
Re: Alloy Wheel Insurance
« Reply #7 on: 22 September 2013, 20:57 »
If this is anything like the JLR cover, then it's for smart repairs only ?  You may as well forget smart repairs on a diamond cut wheel in my opinion......

Worth checking .....

Yeah good point, most of these websites show the before and after pictures of a normal type alloy, nothing like the GTI wheel, might just be cheaper to teach the Mrs how to park :whistle:
Driving - MK7 GTD, 5 Door, CSG, DSG, Santiago's

Offline MM087

  • GTI forum regular
  • ***
  • Posts: 122
Re: Alloy Wheel Insurance
« Reply #8 on: 23 September 2013, 11:27 »
Ive not been able to find any Alloy Insurance for the 19" Santiago's as diamond cut seem to be included in the exclusions list on numerous sites

Offline Dully

  • GTI forum regular
  • ***
  • Posts: 154
Re: Alloy Wheel Insurance
« Reply #9 on: 23 September 2013, 12:08 »
Ive not been able to find any Alloy Insurance for the 19" Santiago's as diamond cut seem to be included in the exclusions list on numerous sites

I'm finding the same, I presume the alloy wheel insurance sold by VW will cover VW wheels  :whistle:

Driving - MK7 GTD, 5 Door, CSG, DSG, Santiago's