What do you actually tell your insurance company about any mods?

[D1andonlyantman]

It wasn't long ago I got my insurance and unthought admiral didn't cover heavy mods like remapping etc??

[skyinsurance]

It wasn't long ago I got my insurance and unthought admiral didn't cover heavy mods like remapping etc??

I believe they do cover remaps but not if you go over a certain BHP increase. 

[D1andonlyantman]

Fair enough, I spoke to a lot of insurers so could be wrong

[legg360]

I am unsure on the BHP side as I did an online quote and ticked the box for "chipped/engine management system" there wasn't a box to say how much of a power increase the car has got tho... when I buy the insurance end of the month when I phone up to confirm all details should know if there any difference in price.

[thai-wronghorse]

When I was getting my quote with Admiral the online questionnaire gave multiple choices in percentage of powet increase, just like it also had different scales of suspension drop.

[legg360]

sorry missed out I use go compare not the admiral site its self that prob where the difference is

[legg360]

Been on the phone to admiral all afternoon getting insurance quote, they have given me 2 prices £612.30 for tinted rear windows, optional alloy wheels, cruise control, external decorative modification (vinyl roof). And a price of £650.62 to also include induction kit, exhaust system including manifold and a remap as long as the total BHP increase does not exceed 25% otherwise they wont cover.

Those prices are for a male, 22 years old, 3 years NCB, clean license, no crashes within last 3 years, with a Gloucester postcode being kept in a public access car park. However it is on a multicar policy so saved about £80.

[D1andonlyantman]

I spoke to admiral about an hour ago and they said I can change my exhaust as long as it doesn't affect the power output. After reading your message I obviously wasn't impressed.... Then I phoned them back mentioning what 'a friend' had just been told and now I can add an exhaust and induction kit for 35 quid and if I want to get it mapped that's fine as long as it doesn't add over 25% power and helps fuel economy and that adds an extra 150 quid to my premium. Glad I joined this thread because I was going to admit defeat. And I'm also glad I've got a 180 because 25% increase means I'm limited to 225bhp which I'm unlikely to get with just them mods

[legg360]

Where do you take your 25% from tho, do you take the manufactures figures or do you get it on the dyno to know 100%. 25% isn't much tho just a remap and your pushing 25%

If you look at this page these guys had 235BHP from a stock 211BHP

http://www.revotechnik.com/type/16485/222/

[D1andonlyantman]

To be honest I'm not looking to break the bank because I'm only going to keep this for a few years at most I would have thought, so I'm probably just going to get a decat downpipe, an induction kit and maybe get the remap, so I don't think that lot would push my hp sky high. I'm only going from what little knowledge I've got off here so far though so could easily be wrong.....