Author Topic: Anyone gone for 4 Year PCP?  (Read 16040 times)

Offline matchboy

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Re: Anyone gone for 4 Year PCP?
« Reply #20 on: 09 July 2013, 14:23 »
I'm now wondering if I need to factor in the likely summer release of the GTI Edition 40 into my PCP term!

Totally!  Next year will see the R &/or the Ed40 - therefore I'm thinking keep the PCP to 3 years but after 2 years I'll be looking to do a deal to get an R - but keep the monthly payments around the same....  :drool:
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Offline Bill_the_Bear

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Re: Anyone gone for 4 Year PCP?
« Reply #21 on: 09 July 2013, 14:26 »
I'm now wondering if I need to factor in the likely summer release of the GTI Edition 40 into my PCP term!

Totally!  Next year will see the R &/or the Ed40 - therefore I'm thinking keep the PCP to 3 years but after 2 years I'll be looking to do a deal to get an R - but keep the monthly payments around the same....  :drool:

ED40 isn't due until 2017.  Or very very late 2016 (+delivery time of 6 months based on current experience :rolleyes:).  But yeah, if I love the mk7 as much as I think I will I will be tempted to jump to an ED40 after 4 years given the right deal. :evil:

Offline matchboy

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Re: Anyone gone for 4 Year PCP?
« Reply #22 on: 09 July 2013, 14:49 »
ED40 isn't due until 2017.  Or very very late 2016 (+delivery time of 6 months based on current experience :rolleyes:).  But yeah, if I love the mk7 as much as I think I will I will be tempted to jump to an ED40 after 4 years given the right deal. :evil:

Ah, ok so Golf R out 2015 and Ed40 2017?  In that case I'm penciling myself in for an R in 2016 - that should be a year after its been out and therefore maybe they'll be able to make it in less than 6 months....  :rolleyes:.....plus the wait won't be as bad as I'll still be in the GTI!
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Offline Bill_the_Bear

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Re: Anyone gone for 4 Year PCP?
« Reply #23 on: 09 July 2013, 14:55 »
ED40 isn't due until 2017.  Or very very late 2016 (+delivery time of 6 months based on current experience :rolleyes:).  But yeah, if I love the mk7 as much as I think I will I will be tempted to jump to an ED40 after 4 years given the right deal. :evil:

Ah, ok so Golf R out 2015 and Ed40 2017?  In that case I'm penciling myself in for an R in 2016 - that should be a year after its been out and therefore maybe they'll be able to make it in less than 6 months....  :rolleyes:.....plus the wait won't be as bad as I'll still be in the GTI!

Well to be fair I'm just going off when the ED30 and ED35 came out.  ED35 was late 2011 and the ED30 was late 2006, is that right?  I didn't buy either so I'm unsure how fast you could get one. I'm guessing you could be sat in an ED40 maybe April 2017...

Offline matchboy

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Re: Anyone gone for 4 Year PCP?
« Reply #24 on: 09 July 2013, 15:01 »
You're probably right - I've never had an Ed version!  To be honest, they don't interest me as I will want something different by that stage and that means FWD so the R ticks that box.  Or maybe a 4 series as RWD :drool:
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Offline Thornster

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Re: Anyone gone for 4 Year PCP?
« Reply #25 on: 09 July 2013, 18:06 »
You're probably right - I've never had an Ed version!  To be honest, they don't interest me as I will want something different by that stage and that means FWD so the R ticks that box.  Or maybe a 4 series as RWD :drool:

FWD or 4WD  :wink:

Who knows - maybe they'll do something a bit different with the ED40 (like an R 'light' with 4WD), or it'll be the same as usual - a GTI with all the bells & whistles (preferably on a limited run and uniquley numbered).
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Offline monkeyhanger

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Re: Anyone gone for 4 Year PCP?
« Reply #26 on: 09 July 2013, 18:32 »
The GTD might be the first car I keep more than 2 years in a long time, depends whether there's something I want more around the corner.

I loved my MK5 Golf GT Sport TDI170 for all of 2 weeks when a bus clattered it. Thanks to a piss-poor repair and constant remedial work, ownership of that car was soured until I got rid of it for a Scirocco 140TDI (because I didn't like the looks of the MK6 Golf and the 170TDI CR engine wasn't out yet. As soon as the 170 was out, I wanted one, but waited until the 140 Scirocco was 2 years old. The new GTD blows the Scirocco away in all but looks and i'm drawn to the practicality too.

If a new MQB Scirocco comes out as fully loaded as the GTD and with the 184PS engine, I could be tempted back (maybe), but otherwise, short of going for a new generation Audi TT (depending on what it looks like) if wor lass eventually learns to drive and can drive the "practical" car, I could see me keeping the GTD for 4 years.

4 years PCP though? I would always aim to pay the same monthly payment equivalent to a 5 year outright loan, that way you should always have some equity from year 2 and onwards.
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Offline drisser

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Re: Anyone gone for 4 Year PCP?
« Reply #27 on: 09 July 2013, 20:13 »
Just to note some people's comments on why finance quotes varied..

If you are ordering a car with Perf pack, be sure the dealer selects that model,  it is classified as a separate model, not the base gti with 900 options added.  This won't increase the GFV but the 230ps golf with PP has a GFV £800 higher than the base car so monthly payment is lower.

I had 2 quotes and me dealer admitted he made this mistake of not selecting the 230 ps model on their system.

Just a heads up  :smiley:
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Offline monkeyhanger

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Re: Anyone gone for 4 Year PCP?
« Reply #28 on: 09 July 2013, 22:14 »
Just to note some people's comments on why finance quotes varied..

If you are ordering a car with Perf pack, be sure the dealer selects that model,  it is classified as a separate model, not the base gti with 900 options added.  This won't increase the GFV but the 230ps golf with PP has a GFV £800 higher than the base car so monthly payment is lower.

I had 2 quotes and me dealer admitted he made this mistake of not selecting the 230 ps model on their system.

Just a heads up  :smiley:

£800 "retained" value on a £980 perfomance pack (resulting in lower monthly payments)? If you're in for a GTI it seems daft not to get PP with those figures, especially if financing via solutions and seemingly little or no insurance penalty for taking it.

Will there be a rush of amended GTI orders?
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Offline matchboy

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Re: Anyone gone for 4 Year PCP?
« Reply #29 on: 09 July 2013, 23:09 »
Adding the PP really is a no brainer!  :lipsrsealed:
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