Ripped off for mods

[grahamster]

I have recently put my MK4 back to standard from some slight mods, as my renewal this year was £450 tpft    i'm 39 yo with 9 years no claims.

I had RS6 reps, buleflame cat back with 4 mo valance, lowered 35mm, R32 replica side skirts.

Nothing was done to improve the engine output, it still put out a poxy 150 bhp.

I am now insured with more than for £180 fully comp. How on earth can those mods more than double my premium ? 

Out of interest i did a quote for an anni. £250 fully comp. ( more power, better wheels, better exahust and bodykit as standard ). Where is the logic ?

I am sure insurers are using modding as a cash cow just to rip us off.

Rant over. I am now an oem freak 

[JC]

was it with a STANDARD insurance company rather than a specialist ? They dont like mods so hike it up

[leigh_harty]

Brentacre. any mods you like 

[grahamster]

Not going to name names but it was a specialist that advertises on here. Been with them for years but the price has just gone up and up to the point where I just can't justify the expense.

[danny_p]

pay less than that  for a more modifyed car, with more power and less no claims 

[Wayne]

I paid less for the Octavia modified against standard and that was with Brentacre, it pays to shop around

[Ralphy_GTI]

Not going to name names but it was a specialist that advertises on here. Been with them for years but the price has just gone up and up to the point where I just can't justify the expense.

I've tried the companies who advertise on here gave me quotes of 19,000 pound tpft because i have 6 point  , I tried else where and got insured for 1000 fully comp with 6 points and all the mods.