Gutted

[Mr Blue]

Damn! So chassis leg has moved?

[simonfa]

Damn! So chassis leg has moved?

Well apparently the sub frame and the chassis is fine, the crumple zones on the leg dont seem to have moved at all, still the same width both sides and no visible crumpling in the wheel arches or anywhere else.

Actually have spoken to the insurance company and they are sending out an indipendant assesor tomorrow (Thursday) to have a look and give me a market value for a like for like.... Anyone wanna hazard a guess lol

[Simeon]

Well apparently the sub frame and the chassis is fine, the crumple zones on the leg dont seem to have moved at all, still the same width both sides and no visible crumpling in the wheel arches or anywhere else.

In that case it's perfectly savable and for a lot less than £1200! Now that insurance is involved it'll no doubt be scrapped tho

[simonfa]

Well apparently the sub frame and the chassis is fine, the crumple zones on the leg dont seem to have moved at all, still the same width both sides and no visible crumpling in the wheel arches or anywhere else.

In that case it's perfectly savable and for a lot less than £1200! Now that insurance is involved it'll no doubt be scrapped tho

As the insurance have an independant assesor coming out i wont have to go through the insurance if he believes its a right off, i can choose to do the work myself and i will have to buy the bits and fit them myself as and when monies allow. As its an independant company it will not put a mark against the car should i choose not to have it written off

[Simeon]

Ah ok, that's good then

[simonfa]

Long story short, they want to write it off.... They want to give me market value (£1500) minus my 100 excess. Then they have offered me to keep the car at a cost... Wait for it........ £315..

What do you think?

[antogoof]

christ mate £1200!!!! they are taking the piss, dont know what you have to do now with the insurance, but youd probably put it right yourself for a couple of hundred quid! gutted.

[Mr Blue]

I still don't get why you have to pay them for a car you own. Insurance is such a con.

So we pay insurance and in the small print it says "if you crash, we then own your car and you pay us to get it back"


WTF is insurance for. Tell them to shove it. Might as well do an injury claim and screw them   

[simonfa]

I still don't get why you have to pay them for a car you own. Insurance is such a con.

So we pay insurance and in the small print it says "if you crash, we then own your car and you pay us to get it back"


WTF is insurance for. Tell them to shove it. Might as well do an injury claim and screw them   

I really dont know what to do! I love the car.. Obviously, ive done lots of work on her inc fitting a 9A engine and dont want to lose the car. Simple fact is im finding it hard to buy the parts i need for less than £500! I will basically come out of this with £1085 and my car but it will be a catagory C and it will be on the history of the car so may find it hard to insure, not only that but i have to get a new MOT to prove its ok and road worthy, pay the guy to assess the car again and its all out of my pocket and this is all before labour costs and spraying of bumper and panels! Sad times.... 

[theclash]

Well speaking from experience with the wife's car cat c is a nightmare
Wife's car was cat c so I bought it back repaired it then had to vic check it then re mot it once all that was done nobody would insure it cause it was cat c. When I finally found someone who would insure it they insisted on an independent engineers report and the premium costs were twice what we paid before. 12 month later and it got wrote of again ( taxi driver) and insurance asseser priced it at bottom book because it was already cat c so was worth nothing.
Think long and hard before you commit to buying it back and all the hassle that goes with getting it back on the road