advice needed had a bump

[Ant1981]

You say, that 'As when i checked my mirror it was all clear & good. Then a bump'

but, did you continue to monitor your mirror if that were the direction you were traveling?

[justalex81]

bet he's got no insurance.

[Egbutt Wash]

How is he asking you for payment, by phone, face to face or by letter?
If not face to face then ignore him, don't communicate one bit.
If he then goes to his insurance company and they contact your insurers then deny everything.
Toughen up and let him do the work. 

[Len]

bet he's got no insurance.

THis! Definitely a scam!

Golden rules of any prang/accident on a public road.
1. Admit to nothing
2. Exchange addresses. (mobile number as well)
3. Give insurance details (usually by phone afterwards)

Do not say anything else!
Name rank and number as the old saying goes

[Len]

Oh I should add the above rules only apply if there are no injuries to a person.
Injured parties require police notification.

[Diamond Hell]

And to add to Len's advice - take photos on the scene if possible (Len's a bit old to have a new-fangled mobile phone with a camera on it, isn't he?  ).

Although not if taking photos is going to get you roughed up!

[Len]

Thank you DH!




I actually do have a phone with camera but not a "smart" phone.

[sharki786]

ye did all what you guys have said. It was like he wanted me to admit fault. Spoke to him face to face. Took pictures aswell.
P.s i was monitoring my rear view mirror & my passanger mirror. It happened so quick i thought i hit a brick. Then i checked my rear view mirror & nothing but when i got out the guy is stood by his car saying what you doing. So told him trying to park. Lol
feck him

[VeeDubGTI16v]

sounds like a 50 50 claim tbh. i'd tell him you will go through insurance if he really wants to pursue it but you will both lose money and no claims. basically sort out the damage yourselves. he needs a new wing you need a touch up pen. sorted.

[Thom89]

All good advice above, just to add though, notify the Police that a minor parking bump has taken place, and stress no injuries were incurred, make clear that you believe that the accident seems suspicious, be prepared to provide you documents, because they will ask! Police will also ask the other driver to do the same, this should sort out whether he's legal or not! and as already said, dont admit to anything
Then if its a genuine claim, let the insurance company fight it out, this is what they are paid to do...

Thom