Got new bike, again! Pg 11/12

[golf-sib]

Insurers got back to me today offering payout or new bike, not sure what they mean by "new bike" as they are insurance companies after all. Surprised how much the Hyosungs are, I was looking at lexmoto xtr-s bikes, might go and test drive one just to see what its like, in a way I no longer want a YBR125 now its been stolen, leaves somewhat bad memories.

[clipperjay]

Sorry it happened mate! 


But I'm suspicious that you tried knee down and totalled the bike, but too embarrassed to say it and stolen it is 

[archie837]

Lol

Personally don't know on the Chinese stuff, but I'd be looking at how much they are willing to payout

Possibly enough to do your full test and get a 400/600?

[golf-sib]

Sorry it happened mate! 


But I'm suspicious that you tried knee down and totalled the bike, but too embarrassed to say it and stolen it is 

Haha, I wish I did total rather than some low life making a profit.

Still undecided what to do, financially getting a new YBR from insurers makes sense with electronic injection and no playing around with choke, but instead I have to face the bike that I now no longer want too see and because of the law change I need to wait till end of July to do ny license for full power... decision.

[golf-sib]

Lol

Personally don't know on the Chinese stuff, but I'd be looking at how much they are willing to payout

Possibly enough to do your full test and get a 400/600?

To be honest I'm waiting for them to get back to me on how much a pay out will be, also considering taking the new bike and maybe selling it to dealers if they can offer a better price... I'm a bit lost on what to do, I looked at new insurance quotes and they are more than double now and put me in a mind frame of why bother, if I take the brand new yamaha they are offering I will no longer be covered for theft unless I terminate & settle, followed by a new policy which is around £1000-1200 depending on one lump sum or monthly. Yes I can fit ground anchors and make a mini drive, followed by cctv and some hard work, but it won't guarantee the bikes safety, as simply put thieves don't care.

I was thinking of doing the bike test, but the new law hasn't gone in my favour, I have two options:
1) wait 6months so I turn 24, do test and I get full power license
2) Do the A2 license now and get the 33bhp limit and either wait 2years for it to become full power license or pay even more money for the next test after completing the A2 to get full power license.

Kind of a piss take really, huge financial loss, followed by insurance companies increasing the premium rather than working with manufacturers to make bikes hard to steal and working with police to combat crime. Instead you get raped for some low life stealing your bike, that it dents your pocket so hard that makes you think why bother owning a bike any more, well that's my rant over.

[eddie_t]

I was thinking of doing the bike test, but the new law hasn't gone in my favour, I have two options:
1) wait 6months so I turn 24, do test and I get full power license
2) Do the A2 license now and get the 33bhp limit and either wait 2years for it to become full power license or pay even more money for the next test after completing the A2 to get full power license.

Kind of a piss take really, huge financial loss, followed by insurance companies increasing the premium rather than working with manufacturers to make bikes hard to steal and working with police to combat crime. Instead you get raped for some low life stealing your bike, that it dents your pocket so hard that makes you think why bother owning a bike any more, well that's my rant over.

Yep, its a piss take alright! But you'll get over it when the suns out and you're riding along a winding country road 

Are you sure about the new licence rules, is 24 the magic age now? I'm not up to date but it used to be that you could take your test at 17, then 2 years after you could ride what you like. OR you can take your full direct access licence at 21. So if you did your test at 17 you were actually able to ride an unrestricted bike at 19. That's what me and mate did. I've been riding an R6 since I was 20!

[golf-sib]

It's now 24, you can still do the direct access at an earlier age, but its more money when I've only really got a 5month wait. Going to get another bike definitely, once the house is complete I will be looking at a R6. The law change happened in January this year.

Waiting for insurance to get back to me today, as they should of got my v5 and keys by now.

[Egbutt Wash]

Count your blessings that you were given a route out of the "bike ownership whilst still young spare body parts scheme".
Wait 30 years and buy one then, they won't want your old eyeballs.

[golf-sib]

Been a busy bunny, insurance have been very good and got me some more money, offered me a new YBR, but I turned it down as I don't want to see it again. Misses has been on my case, been doing decking, a drive and the bathroom all at the same time.

Decking mess:


Further in:


Completed:


Decided new bike isn't going to be stolen as easily and no longer is it going to be kept in the road. I had a damp issue with my front wall/tiny front garden area. so I dug 1ft of soil out, then dug out 1ft of the chalk that lay underneath, fitted two underground anchors and a steel lattice combining them, followed by a way overkill 40N mix of concrete followed by some rendering:

Knocked wall out, and dug out, with anchors in place:


40N Pour:


Did some stainless beading and some rendering to neaten the walls up from the abuse they endured, had to underpin the house as well in the process:


New bike comes saturday, will get pictures up when it arrives  Also means I need to hurry up and finish bathroom before misses kills me 

[LakerLover]

Sorry to hear this happen dude! Scum bags!! the amount of times my dad has had a bike stolen is unreal! Used to live in Middlesex and our garage backed onto the fields and it always got broke into, before I was born they didn't just steal his bike they also stole the pickup the bike was on lol, and this was a surprise to me!! On day went out of the garage to walk the dog and someone had dumped a brand new R6 engine on the floor, obviously because that's the only thing on a bike that can be traced, lol I'm more of a bike man at heart, do your full test while you can mate!