Author Topic: changing car  (Read 3886 times)

Offline mcgee9t2

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changing car
« on: 11 November 2012, 19:37 »
currently have a 1.8n/a did a quote £920 all mods declared (yes expenive but im young so cheep for me :) ) did a quote on a 1.8t with all my mods declared and with a remap £1080, gone over the 1k mark which i said ide never do again but hey no brainer for me sell up and get a 1.8t.

however my insurance runs out in 2 weeks. so unless i can find someone who wants to do a swap on a 1.8t for a 1.8n/a in the next week or someone to buy mine then me buy theres im going to have to renew my insurance as i need the car to get to work.

what im thinking is just renew the policy then i can spend the next few months looking for a prime example of a 1.8t and sort out selling mine and buying that. or maybe getting a small loan off mum and dad to buy the 1.8t then the 1.8n/a can be sold. anyway whats the deal with swaping cars mid policy, will i still get my ncb ect. obviously im going to get charged the£100 more plus an admin fee but im ok with that.

any down sides to switching mid policy?

cheers

Offline HIC

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Re: changing car
« Reply #1 on: 12 November 2012, 14:32 »
To be honest there arent many downsides to changing mid policy as the insurance you have paid for up till then will continue to build up your ncb, sort of defeats the object having to pay for insurance then to cancel midway through as you havent really gained anything.

If your up for renewal its probably worth getting a quote of us as we are REALLY competitive, we can also look into how much it would cost to switch over to a 1.8T midway through   :wink:

Offline mcgee9t2

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Re: changing car
« Reply #2 on: 13 November 2012, 11:34 »
To be honest there arent many downsides to changing mid policy as the insurance you have paid for up till then will continue to build up your ncb, sort of defeats the object having to pay for insurance then to cancel midway through as you havent really gained anything.

If your up for renewal its probably worth getting a quote of us as we are REALLY competitive, we can also look into how much it would cost to switch over to a 1.8T midway through   :wink:
Cheers. will give youse a try some time. however dont you have to be 21 with hic? Im not 21 till march :(

Offline Deano2711

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Re: changing car
« Reply #3 on: 13 November 2012, 14:26 »
Just renew your current policy and then when you find your turbo just ring them up and change the car over. They will then tell you what your new monthly payment will be and charge you £25 for the change over. No need to go somewhere else just because you change your car.

Offline mcgee9t2

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Re: changing car
« Reply #4 on: 13 November 2012, 16:16 »
Just renew your current policy and then when you find your turbo just ring them up and change the car over. They will then tell you what your new monthly payment will be and charge you £25 for the change over. No need to go somewhere else just because you change your car.

my inurance is up for renewal in two weeks and doub i will have the car by then. and another companies cheep so was goinf to go with them. done a quote with them on a 1.8t too and there cheep. just wanted to make sure there isnt any cons i.e them saying well you havent done a year in that car so no ncb or.something

Offline HIC

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Re: changing car
« Reply #5 on: 14 November 2012, 09:20 »
To be honest there arent many downsides to changing mid policy as the insurance you have paid for up till then will continue to build up your ncb, sort of defeats the object having to pay for insurance then to cancel midway through as you havent really gained anything.

If your up for renewal its probably worth getting a quote of us as we are REALLY competitive, we can also look into how much it would cost to switch over to a 1.8T midway through   :wink:
Cheers. will give youse a try some time. however dont you have to be 21 with hic? Im not 21 till march :(

no age restrictions with us  :wink:

Offline mcgee9t2

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Re: changing car
« Reply #6 on: 14 November 2012, 21:11 »
To be honest there arent many downsides to changing mid policy as the insurance you have paid for up till then will continue to build up your ncb, sort of defeats the object having to pay for insurance then to cancel midway through as you havent really gained anything.

If your up for renewal its probably worth getting a quote of us as we are REALLY competitive, we can also look into how much it would cost to switch over to a 1.8T midway through   :wink:
Cheers. will give youse a try some time. however dont you have to be 21 with hic? Im not 21 till march :(

no age restrictions with us  :wink:

ok cheers will give you a call sometime, you got a number?

Offline Deano2711

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Re: changing car
« Reply #7 on: 14 November 2012, 21:42 »
If you take out any policy on your current car then change the car then your NCB will just continue until you either cancel the policy or don't pay. As I said just renew your insurance on your current car and when you get your turbo just ring up whoever you are insured with and change the car and they will just tell you the new price you have to pay and charge you 25 quid for the changeover. No cons or anything except ask whoever you go with if they will insure you on a turbo as you are thinking of looking for one.

Offline mcgee9t2

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Re: changing car
« Reply #8 on: 14 November 2012, 21:49 »
If you take out any policy on your current car then change the car then your NCB will just continue until you either cancel the policy or don't pay. As I said just renew your insurance on your current car and when you get your turbo just ring up whoever you are insured with and change the car and they will just tell you the new price you have to pay and charge you 25 quid for the changeover. No cons or anything except ask whoever you go with if they will insure you on a turbo as you are thinking of looking for one.

yeah ive done quotes and found another companie thats cheeper with a turbo so going to be going with them when i pay for next years insurance on 23rd, however might now be getting a car this weekend so now have another problem, see my thread below this (un-insured car).