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Author Topic: What type of mortgage have you got?  (Read 5777 times)

Offline bobbarley

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Re: What type of mortgage have you got?
« Reply #40 on: 25 October 2012, 18:09 »
My solicitor received the mortgage offer from Halifax today, so it's all go!  I've just paid my deposit and also returned the contract, so exchange is complete as best as I can tell.  Just to arrange a completion date now  :cool:

Overall been quite impressed with Halifax.  Their offer was competitive, they've also been very quick at sorting everything out.  Definitely recommend them :afro:
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Offline T_J_G

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Re: What type of mortgage have you got?
« Reply #41 on: 25 October 2012, 18:19 »
Getting closer by the day Nige! Bet you can't wait!

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Offline Agreeable Slick

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Re: What type of mortgage have you got?
« Reply #42 on: 25 October 2012, 18:21 »
Exchange won't happen until all your searches are back, contracts checked, fixtures and fittings agreed upon, and deeds released. Then there is another round of signing when you'll exchange, normally 3-6days before completion, when you'll get the keys. It's a long old process.
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Offline JC

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Re: What type of mortgage have you got?
« Reply #43 on: 25 October 2012, 18:25 »
fixed for 2-3 years with ZERO arrangement fees  :whistle:

seems a 120k deposit s a good thing  :laugh: :grin:
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Offline bobbarley

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Re: What type of mortgage have you got?
« Reply #44 on: 25 October 2012, 18:38 »
I've signed the first round of contracts and all the searches are complete.  They asked me today when we'd like to move in.  Doing an inspection with the site manager next week to go over the properly, any faults we want putting right etc.  Then we have to give them a week to sort them. Aiming for 16th November, they've hinted they'd like us to complete sooner, but I said no.  I can't justify the extra weeks mortgage payment when we're still living in our rented flat.
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Offline tiredtracey

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Re: What type of mortgage have you got?
« Reply #45 on: 26 October 2012, 20:31 »
none mines all paid off and I'm only in my 30's  :cool:
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Offline bobbarley

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Re: What type of mortgage have you got?
« Reply #46 on: 27 October 2012, 14:42 »
Just spent a small fortune in Wickes on all sorts of bits and bobs!  At least there were 25% off all the tiles  :smiley:
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Offline dubber36

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Re: What type of mortgage have you got?
« Reply #47 on: 30 October 2012, 10:00 »
Quote from: Chuff on 25 October 2012, 18:25
fixed for 2-3 years with ZERO arrangement fees  :whistle:

seems a 120k deposit s a good thing  :laugh: :grin:

One of the advantages of being older.  :laugh: 4 more payments and my house will be all mine. The trouble is, we would like to move to something with land and buildings, but that would mean having to borrow all over again.  :sad:
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Offline bobbarley

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Re: What type of mortgage have you got?
« Reply #48 on: 14 November 2012, 18:39 »
Getting the keys the day after tomorrow  :cool:
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Offline T_J_G

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Re: What type of mortgage have you got?
« Reply #49 on: 15 November 2012, 07:54 »
Good stuff

Ours has dragged on so much we need to renew out mortgage offer very soon which means we save about £30 a month as the rates have dropped a bit.
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