Author Topic: What type of mortgage have you got?  (Read 5758 times)

Offline bobbarley

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Re: What type of mortgage have you got?
« Reply #30 on: 10 October 2012, 21:36 »
Got the solicitors care pack today and am COMPLETELY confused.

Their quoting for things never mentioned before, and they are charging more than I was told they did.  Straight onto the phone to them tomorrow to sort it out!

Offline Rhyso

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Re: What type of mortgage have you got?
« Reply #31 on: 10 October 2012, 21:52 »
Got the solicitors care pack today and am COMPLETELY confused.

Their quoting for things never mentioned before, and they are charging more than I was told they did.  Straight onto the phone to them tomorrow to sort it out!

Drop Linzi a message on FB mate and she can explain a few things  :wink:

Offline Mew

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Re: What type of mortgage have you got?
« Reply #32 on: 10 October 2012, 23:23 »
Is this on the Firstbuy scheme?

Offline bobbarley

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Re: What type of mortgage have you got?
« Reply #33 on: 10 October 2012, 23:36 »
No they would't approve us, the government said we could afford the house outright, so wouldn't help us.  The builders are doing us a NewBuy scheme instead and footing the full 20%.

Offline bobbarley

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Re: What type of mortgage have you got?
« Reply #34 on: 11 October 2012, 22:21 »
Documents prepped and going back to the solicitor tomorrow, all moving along nicely thus far.  The solicitor said meeting the exchange date of 2nd November won't be a problem.

Fingers are currently very crossed!

Offline bobbarley

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Re: What type of mortgage have you got?
« Reply #35 on: 17 October 2012, 19:35 »
I hate solicitors.  That is all.

Offline Rhyso

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Re: What type of mortgage have you got?
« Reply #36 on: 17 October 2012, 21:19 »
I hate solicitors.  That is all.

Whats happened??  :huh:

Offline bobbarley

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Re: What type of mortgage have you got?
« Reply #37 on: 17 October 2012, 21:25 »
They sent over some paperwork and haven't given us any indication of where we need to sign, or what the process is for completing it.  They were eager to invoice us for the remainder of their fees though, I've yet to see where any of the cash has gone in terms of helping us out though.

They've also invoiced us over £1,000 more for the deposit than we arranged to pay with the mortgage lender.

I tried to ring the solicitor to sort it out and her SON answered the phone, said she'd ring me back.  No return call.

Offline T_J_G

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Re: What type of mortgage have you got?
« Reply #38 on: 18 October 2012, 19:25 »
I hate solicitors.  That is all.

Solicitors are work of the devil. 4 months and still waiting :rolleyes:

Offline bobbarley

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Re: What type of mortgage have you got?
« Reply #39 on: 20 October 2012, 00:52 »
Why the long delay?

Heard back from Halifax today, survey was fine, no issues whatsoever.  They're writing to my solicitor next week to instruct that the mortgage is go  :cool:

Returning the contract and paying the deposit as well  :smiley: