i was lookin putting stuff in comparison sites and all newer cars i.e 4-6k are like a third less than car worth 500 or so. Got quote a bmw 320d cab 2006 it 10 less than a old 1.8 vectra or something a 120d was 18 less ha a month a third less, was same on a lot cars, guess old cars more likely cause accidents in some people as they dont give a f**k where as people with 6k car will, who knows.