New Here :) What to look out for?

[Cookieace]

Unfortunately I have no one who can be a guarantor, I just rang admiral to see how much it would change over for a golf gti and they said £900 quid, but online when I am 19 I am getting quotes of £1300 quid for the year.

WTF swear they make prices up.

[GTi_James]

put it this way i got a qoute at 18 for a audi qauttro 2T for 1200£ its because all the youngens drive cars below a 1.4 theres more accidents in them therefore small cars are associated with young drivers expecialy certain makes and the insurance is sky hi, i can get a qoute on a R32 for £460 at aged 21. the bigger the car, the cheaper the insurance 

i worked for Churchill and Directline Car insurance btw

[Dalo Harkin]

I wouldnt agree with that, it comes down to where you live, how you store the vehicle (garaged or on a dark road next to a ginnel  )
how old you are, accidents, points, the insurance group of the car and the value of the car and of course modifications and security

[GTi_James]

statistically speaking age and car type come first then it filters down into the fields you have mentioned, mate had a 1.4 golf and his insurance was £2900, he now has the 2.0GTI and his insurance £1600-£1900 but most of that was due to a claim car vs. embankment during the winter 

[Dalo Harkin]

i can get a qoute on a R32 for £460 at aged 21

I pay that for my Golf, all mods declared, car parked on drive, 4000 miles a year, and around 6 years NCB and I'm 28 (1 ban  )

[GTi_James]

i can get a qoute on a R32 for £460 at aged 21

I pay that for my Golf, all mods declared, car parked on drive, 4000 miles a year, and around 6 years NCB and I'm 28 (1 ban  )

you must be surrounded by old people lol but tbf i always say bigger is better with cars anyway  golfs just have big engines