Do you have response abilities? i.e kids ect ect...
If you have then why wud you even contemplate the idea, us GTD drivers drive for the fuel economy first and foremost lol...and of course every now and then we have a bit of fun...
Don't risk your license mate... 
i am 20 and have a girlfriend and live wiv my parents atm so no real responsibilitys! lol 
apart from being screamed at from my left sometimes ha ha
Fair enough dude, but as your only 20 just think of the MASSIVE insurance premiums if you lose your license, getting lifts from others is a real pain and losing your independence is horrible....I had to get lifts while'st waiting for the GTD to arrive....IT WAS A NIGHTMARE!!!