Will my insurance go down at 21?

[The K man]

Currently paying £2700 on a 1.4 mk4 golf. I'm 20 from Manchester, just had a bump (which wasn't in with that price) and got 3 points for driving on my phone.

I understand sky and HIC can't give me an accurate quote but at a guess (with the bump included) however i'll be 21 come my next renewal, would you expect my premium to go up or down?

Thanks a lot

[Chris.]

Thats extortionate!

Im 20 and was paying £600 on a 1.4S 2000year with suspension and wheels.

[Ninja]

It's not that high to be honest, my 19 year old brother literally cannot get insured for less than £3000 on pretty much anything.

And does your phone still work after driving on it? 

I think the main years when insurance drops is 21 and 25. Correct me if I'm wrong.

[Chris.]

I didnt even pay £2000 when 17.  Mine was £1968 fully comp!

[ScottA]

I'm 21, 6 points, 4 years no claims and pay less than £1k on brand new mk6 GTI.

I can't believe insurance quotes are £2000-3000 bloody hell! I've never paid more than £1300 a year on brand new cars since passing. I had a new A3 2.0 TDI Black Edition at 19.

[Mr GTD]

Currently paying £2700 on a 1.4 mk4 golf. I'm 20 from Manchester, just had a bump (which wasn't in with that price) and got 3 points for driving on my phone.

I understand sky and HIC can't give me an accurate quote but at a guess (with the bump included) however i'll be 21 come my next renewal, would you expect my premium to go up or down?

Thanks a lot

Check comparison sites like, go compare,confused,moneysupermarket ect ect....I'm sure you can get it alot cheaper than your paying. Thats a ridiculous amount to pay for insurance!!

[luke]

crikey, i first got driving when i was 18 in a saxo vtr at 1450, now i'm 19 with a mk3 gti 8v at 1300

[clancy]

other peoples insurance is hillerious tbh

im 18 and am on my second 2 litre car, both where about 1600to insure, i can get a lexus is200 for £1100 




but yes i recon it would go down at 21

[murraymint]

I'm 20 with no no claims bonus and a claim last year and the insurance on my mk3 2ltr 16v is £1300! Think it'll go down to about £900 in the summer. If mine went up to £2/2.5k I wouldn't have a car! Lol

[olliemk3]

only go down a small amount, 25 is the big drop, i pay 2 grand for my 1.8 driver a year, im 19 with one accident on record unfortunately, its more about how many yrs no claims you have nowdays than age.