Crashed my mk4

[The K man]

I'm 20, DID have a years no claims, it was £2700 for the year for a 1.4, which for a start is ridiculous, now if my cars a write off will I have to pay the rest of my premium? Also does my excess effect the write off payout I will get?

Cheers

[dom]

I'm assuming you pay monthly? I'm not sure how it works, I'm assuming you will be able to cancel the policy but there may be a penalty for doing so.

Your excess will be deducted from your payout.

[The K man]

I'm assuming you pay monthly? I'm not sure how it works, I'm assuming you will be able to cancel the policy but there may be a penalty for doing so.

Your excess will be deducted from your payout.

Yes mate I pay monthly and cheers

[danny_p]

i wouldn't claim if its just your car thats damaged, meany people find much more ecconmical for such crashes not to have happend and just go buy another car

[Chris.]

I wrote mine off and didnt claim....Not worth it.

How bad is it?

[skyinsurance]

Yes mate I pay monthly and cheers

It may well be that you used an external finance company to pay for your insurance, if this is the case you've effectively taken a loan so you'll still need to pay the annual premium + interest back.

http://www.skyinsurance.co.uk/car-club-insurance.html

[The K man]

Spoke to my insurance, I have to pay the remainder of the insurance no matter what and the cars not too bad, slight damage to rear, front - headlight, grill, bumper, strut brace, radiator, bonnet, + labour + spraying.

[The K man]

My insurance is now saying to me that I cannot cancel my insurance policy because I have had a claim, can this be right?

[Chris.]

Got any pictures?  Im after a mk4.