Car looks like is gonna be write off :(

[mid life crisis]

Morning all,

Well yesterday just BEFORE the snow started to come down I was at the petrol station just starting to fill up when the car in front ( a very nice Audi S4 estate decided he would put the car into reverse instead of 1st ) and stopping after pushing my car back about a foot

Now looking at my car his scuffed both the black top trim, the paint on the lower half and the bumper keeps popping out aswell as the arch trim loose. So got on the blower to the insurace and they said  as you can guess there is a like a 90% chance of a total loss. So was thinking might offer to buy it back of them but not too sure what to pay and just wondering if anyone else has done this lately and if so what sort of money they paid? Mines a : 1996 5 door gti 8v with approx 160,000, best part of a year mot.

Any ideas people?

[Luke1981]

In terms of it being a write off by insurance standards then yes it will be due to the value of the car. Will the bloke in the Audi not agree to pay cash to repair yours instead of going through the insurance and paying the excess?

[Screech16v]

What an idiot! If that was me i would have asked the audi driver if he wanted to settle outside of the insurance say for £300 and fixed the car seeing as its only a bumper and maybe reinforcer behind it plus made a few quid and not have a recorded write off aswell  

[mid life crisis]

His was a company car so his got nothing to loose, wasn't really that bothered and his attatude was well there's not really nothing there ! Like u say I've had it before and settled outside the insurance but I have a feeling he would piss me about. At least it happened on a garage forcourt and I got CCTV to back my claim if he trys to get out of it .

[Screech16v]

Bummer! guess it will be a cat D write off then ,im guessing youll be able to buy the car back from them for £250ish? and put it straight back on the road,pretty sure you wont need a VIC test for cat D .

[Luke1981]

Its a difficult situation. No offence but your car is prob worth £500 and the insurance company wont agree to the repairs. Plus you will have to pay your excess until the claim is settled and even though its not your fault it will still affect your insurance premium.

It will prob be cheaper to sort the repairs out yourself

[mid life crisis]

No offence taken lol, tho I am in need of a 7 seater for the clan so it might be a blessing in discise if they do write it off as it will help a little towards the fund and if I can buy it back at a decent price might be able to either fix it up as a weekend drive or break it and make a couple of quid ?

[Luke1981]

No offence taken lol, tho I am in need of a 7 seater for the clan so it might be a blessing in discise if they do write it off as it will help a little towards the fund and if I can buy it back at a decent price might be able to either fix it up as a weekend drive or break it and make a couple of quid ?

not a bad idea, it wont cost much to repair and if you do decide to break it for parts you will make more than the car is worth 

[todd]

Sorry to hear that what a bummer I think u will get more than 500 insurance go off book price not mileage and condition I would expect about 800 to a 1000 and then buy the car back and fix it or break it and make money out of it everyone needs mk3 bits  let us know the final outcome please would be nice to know how much they say it's worth

[mid life crisis]

Will do, its going in for an estimate on Thursday so hopefully hear something a couple of days after that