Crash Report - what do you guys think ??

[davidhawkins_78]

http://217.207.109.245/stuff/Crash_Web_Page/crash.htm

Have a read I'd value some feedback before I submit it ... also the book price for my car was £700 acording to the insurance, needless to say I asking them to investigate after showing them the Volkswizard webpage!

[gibby]

David, there's obviously no boubt who's at fault there and the third party could get done for driving without due car and attention by the sound of it. I think your biggest battle is going to be what they pay out if it is written off, I'm guessing if they are only offering a disgraceful £700 then that's what they'll do.  It's going to be a big fight to get them to up their offer to nearer your valuation that's for sure. I'm gutted for you matey. 

[...joe]

erm don't really know what to tell you? from the diagram and explanation of the crash its clearly not your fault, but like gibby said i think you'd be hard pushed to get anymore out of the insurance company if they have said £700. its a sh!tter but thats insurance companies for you! don't envy you having to go through this at all!!

[davidhawkins_78]

Cheers for the replies lads - with things like this u can't help but play them over in your mind and then doubt starts creeping in etc ...

At least no one was hurt - ok it's a royal pain in the backside but I wanted a G60 anyway - ok I might have to find some of the cash but maybe it's a blessing in disguise !

[...joe]

thats the spirit!!! silver lining/cloud and all that!!! if they do only give you sh!t money it has got to be worth buying it back and trying to flog as much stuff as you can unless you're gonna repair it. might soften the blow a bit if you can make some cash ebay style!

[golfpro]

all  you can do is make sure you dont do too badly out of it and end up with something positive. I wrote my first car off and ended up with much less than id spent on it but ended up with a quality 2nd car in the end. Had been lookin to sell mine anyway coz i waz gettin bored of it and it ended up bein just a very good excuse to change it.

Cut your losses, get the best out of the insurance company and get yourself that g60 you have promised yourself!

good luck buddy

[16v Matt]

Your link don't work for me,   I had an accident back in Feb, which was'nt my fault(still waiting for money) & it was touch & go as to wether my car was a right off or not.   It was'nt as it happens, but my insurance company said if I did'nt agree with the valuation I needed to show them copies of autotrader etc.   Your insurance payout should be enough to cover the cost of replacing your car.   If you look in autotrader,pvw,golf+ & the like there won't be many cars in the same nick as yours for under 2.5k or more.  I'm not suggesting you'll get that much, but autotrader etc reflect the true market value of a car like yours & its market value you should be getting, its worth giving the bastards some hassle.   Good luck dude.

Oh by the way when you come to get insurance again choose a company who do agreed values, like HIC, it costs a bit more but well worth it IMO.  Thats what i've done now, just on less thing to worry about.