My renewal is on the 20th December, girlfriend's birthday on the 21st and obviously Xmas is there just to ensure an empty wallet however once again this year HIC has come through with a very good quote

I'm 27 - 5yrs no claims - exhaust and suspension mods only - living in London - £788. In comparison I was getting nothing less than £1400 so I'm really, really happy.
Discussed protecting the no claims for an extra £100 in total whereas some other companies wanted £24 per month.
Due to the various reasons why insurance has become ridiculously expensive I'm just glad that there are some companies who aren't on the bandwagon - in my case at least

Thanks HIC