1. Probably just condensation build up, it happens if you do lots of short journeys. Give it a blast up the motorway to burn it all off

2. What oil temp is registered on the MFA? It sounds like possibly the thermostat is stuck open, or maybe the temp sender/clocks arn't working right
3. Almost definitely down to the ISV, check it buzzes with the ignition on, and if so sit it in a bucket of petrol and turn the ignition on so its buzzing away in the petrol. Should clean it out nicely

4. Probably the blower motor bearings are on their way out, common fault as water often leaks into the fresh air intake and gets into the fan. Its located under the passenger undertray and can be removed by taking out 1 screw and twisting it or something, not sure never done it

Once out I've heard if you leave it in a tub of engine oil for ages then let it drain THOUROUGHLY it will be fine again, you could also try spraying WD40 into the bearings, but I dunno how long that would last.