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Author Topic: credit history, banks, overdrafts, its all so confusing!!!!  (Read 2840 times)

Offline GrandMstRamRod

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Re: credit history, banks, overdrafts, its all so confusing!!!!
« Reply #10 on: 31 August 2011, 21:48 »
Quote from: barrym381 on 31 August 2011, 21:45
if you have ever had any bank charges they wont give you an overdraft

only once gone overdrawn lloyds tsb will let you go over a 10nner untill 3.30om for free! but no bank charges!
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Offline barrym381

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Re: credit history, banks, overdrafts, its all so confusing!!!!
« Reply #11 on: 31 August 2011, 21:52 »
Quote from: GrandMstRamRod on 31 August 2011, 21:48
Quote from: barrym381 on 31 August 2011, 21:45
if you have ever had any bank charges they wont give you an overdraft

only once gone overdrawn lloyds tsb will let you go over a 10nner untill 3.30om for free! but no bank charges!
that might be why  :undecided:
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Offline GrandMstRamRod

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Re: credit history, banks, overdrafts, its all so confusing!!!!
« Reply #12 on: 31 August 2011, 21:55 »
Quote from: barrym381 on 31 August 2011, 21:45
if you have ever had any bank charges they wont give you an overdraft

can someone enlighten me on bank charges! why may i occur these!
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Offline jimbooboo

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Re: credit history, banks, overdrafts, its all so confusing!!!!
« Reply #13 on: 31 August 2011, 21:58 »
Try the paypal FAQ.
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Offline myvr6isarocket

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Re: credit history, banks, overdrafts, its all so confusing!!!!
« Reply #14 on: 31 August 2011, 22:12 »
sell me that mk3 vr back lol
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Offline GrandMstRamRod

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Re: credit history, banks, overdrafts, its all so confusing!!!!
« Reply #15 on: 31 August 2011, 22:17 »
Quote from: myvr6isarocket on 31 August 2011, 22:12
sell me that mk3 vr back lol

haha you actually want it back?

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Offline mcgee9t2

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Re: credit history, banks, overdrafts, its all so confusing!!!!
« Reply #16 on: 01 September 2011, 09:03 »
Ever not had. enough to pay off a monthly bill?

cant see why they wouldnt give you one.

i went into barklays and they gave me a cc in 5 mins. And all my bills (ie phone ect are on dads account and i pay him)

tried a diff bank to see what they can do?
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Offline GrandMstRamRod

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Re: credit history, banks, overdrafts, its all so confusing!!!!
« Reply #17 on: 01 September 2011, 11:17 »
Quote from: mcgee9t2 on 01 September 2011, 09:03
Ever not had. enough to pay off a monthly bill?

cant see why they wouldnt give you one.

i went into barklays and they gave me a cc in 5 mins. And all my bills (ie phone ect are on dads account and i pay him)

tried a diff bank to see what they can do?

missed 2 broadband bills due to the direct debit not being set up which was the banks fault! but they got paid day after they were due!

yh im going to go in today and say as another bank has offerned me the things that come with there student bank account! 
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Offline raptorSE

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Re: credit history, banks, overdrafts, its all so confusing!!!!
« Reply #18 on: 01 September 2011, 12:13 »
Its a mine field with Finance my quad was on finance £8200 at £289 a month never ever missed a payment always paid on time when I sold it I paid the balance off in full. Went to get my mx bike on finance from them bearing in mind it was only for £3200 and they said no  :shocked:

Went with Close premium and the women said his file is excellent I dont know how they said no
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Offline myvr6isarocket

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Re: credit history, banks, overdrafts, its all so confusing!!!!
« Reply #19 on: 01 September 2011, 12:46 »
Quote from: GrandMstRamRod on 31 August 2011, 22:17
Quote from: myvr6isarocket on 31 August 2011, 22:12
sell me that mk3 vr back lol

haha you actually want it back?



Yup!!
I'd have it back
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