thanks for all the comments. just an up date. took all the advice in to consideration and phoned greenlight insurance, hic who i was with a long time ago and thought was great ten years ago!!!!!!!!! The winner for me was Chrisknott.co.uk insurance.
With mods inc bbs rs722 refurbished,tinted windows, ebc turbo drilled and grooved discs and greenstuff pads Custom stainless exhaust. my quotes:-
Greenlight £459+ legal + breakdown.
Hic nearly £900 what a joke @ 28 clean license and 7yrs ncb
aviva £850 what a joke for a renewal.
chrisknott.co.uk matched greenlight but free legal and breakdown for £54 so winning total of £513.
Highly recommend them amazing attitudes and very helpfully hope i don't need to use it now!!!!!