Just taken out house insurance (only moved in a month n half ago) wich I covered the laptop as a gadget for more than a grand (£1700) so that's a opition. I don't have apple care (epic fail)... I've been all over the world with this laptop and not lost/broke it now at home one move BANG! Lol.
House insurance has new for old and gadget insurance, hope this is the same thing and not a claim!