Its not just young drivers being silly, I didnt learn to drive until I was 24. Did karting until I was 16 (Rotax series), but in the real world and with real cars, it doesnt really make you a better driver. I had a little shunt a week after passing my test. Was coming out of tesco and got my feet mixed up, and went into the back of someone. Only doing about 10mph, no damage to his battered old escort van (that was noticable over anything that was already there anyway), but dented my bonnet and smashed a headlight on mine. I was lucky as there was no damage to his, no need to worry about insurance. Like I said, not all youngsters drive like dicks, its the inexperience as well.