some one just reversed in to meh!

[Toby]

couldnt beleve it, standing at the cash point and hear "crunch" look over and its a sh!tty Ka reversed strate in to the back of me..

went over he was nice as pie gave all his details but as hes young i gave him the option of cash.. but it will be insurance i recon!!

pic... and its also scraped my front splitter



should i go through his insurance, he admited he was wrong.... as i wasnt e=even in the car or moving! lol

[R32UK]

get a price and leave the rest to him/his insurance company

[Toby]

I'll go Monday hopefully

[richw911]

Insurance get it sorted correctly 

[Toby]

would my spliiter be  coverd aswell?

[richw911]

would my spliiter be  coverd aswell?

Did you tell the insurance company about it when you took out the policy?

[VW BUSH]

Even a non fault claim will put next years policy up, if its cosmetic then keeping it private should be a serious consideration......

[mcgee9t2]

if its declared yes your splitter will be. if not then no.

personally ide look for a quote in a garage you know is well, ring up the lad/lass and say you can either go through his insurance or he can pay to have the repaires done at the garage, make sure you know what garage so you know its getting done to a decent standard.

[Toby]

yes, insurance knows it has a body kit, also my insurance is cheap anyway.. well... enough..

i know the garrage i shall use, seen the quality and it is 2nd to none, but there not cheap.. bumper would need spraying i guess.. then boot? to blend it in ? as its plastic agasint metal?

[Bellend]

Bumper only job.

Front splitter? Or rear?

I reckon it will go cash as he probably has a 500 excess and it will be around/under that.

Which is good and top man for offering him to pay cash.