Ain't Insurance daft

[LPG'd Oakie]

Hi All,

Insurance time again, so did the usual shopping around for a better quote that my renewal (from elephant) and found that Bell Direct could offer me a far better deal.

So, started playing with the quote and found that While Elepahnt charged me ?110 for having LPG, Bell charged ?10.

Then, decided to have a laugh and see how much it would add to put the missus on, bearing in mind its a 16v MK2 and she has had a licence for 2 months. ?20 more!

Lastly added my mum just in case, and that took ?5 off the premimum. BARMY!

Then, inspired by this quote, did one for the missus on her MK2 GTD, which was again less than elephant. I added myself as a named driver (SP30 and 3 Accidents in 3 Yrs ), and it reduced her preimum by ?150.

Needless to say I have started a new policy with Bell direct. But the really funny thing, They are another Admiral company, just like Elephant, and even share the same offices!

Bizarre.

[Mirage-]

Tell me about it, added my gf at the time to one of my previous cars and policy was reduced by ?30 even though she had literally only just passed her test.

Insurance for the golf is due at the end of April and new girlfriend doesn't have a license so I guess I'd best start saving 

Out of interest what are you guys/gals paying at the moment and what age/ncb/convictions/accidents you had? Last year I ended up paying ?783 FC, 23 years old, 2 years NCB and 1 speeding endorsement (92mph on Motorway?) currently with Liverpool Victoria.

Ian

[Overseer]

quoted me .. ?635.20

with 3 years no claims and experience... at 29 years old.. with no endorsements..

thats fully comp without bonus accelerator ?+ 250 excess...


with 4 years no claims (what i'll have on renewal) it drops to ??585.85

bah

[Gambit]

im with elephant

27yrs
7yrs NCB
no claims/convictions

?277 FC yearly with protected no claims
Business Class 1 insurance

[carrie]

when i started at uni my insurance went up for the car and suddenly my motorcycle insurance company removed the part where i get to use other peoples bikes. it makes no sense i am the same person but all of a sudden even though i have had no accidents i am more of a risk?? go figure.

[Sugar79]

?700 fully comp with elephant with 6year clean licence & 2 yrs no claims (touch wood)

[jte]

?795 fully comp, Business class 1, ?400 excess - Elephant

22 (policy taken out at 21) 1 year ncb, clean lisence for 5 years. 1 accident - my fault.

[mrwotto]

?440 fully comp 9 years no claim no convictions or accidents, me and the missus fully comp ?200 excess

[Overseer]

when i started at uni my insurance went up for the car and suddenly my motorcycle insurance company removed the part where i get to use other peoples bikes. it makes no sense i am the same person but all of a sudden even though i have had no accidents i am more of a risk?? go figure.

students = stoned drunken layabouts messing around all the time

seriously though... its likely students are more likely to have accidents.. the system is blind

[...joe]

27, no points, convictions or anything, full no-claims, all mods listed (engine, body,interior etc) fully comp and its around ?330. not too bad i don't think but not as good as gambits! mine is through HIC, but i renewed it before the golf gti discount, never mind.

who's yours with gambit and are your cars modified?