hi, was speaking to a friend about hic,said he was told that the vehicle that is to be insurd must have been ownd for atleast a year. Is this true? I think that i have read something somewere that said the driver must have held a licence for a year,possibly 2 and the vehicle to be insured must be familiar to the driver over a minimum period of 1year. Is this true? over the past couple of months i have been geting estimations for a number of vehicles i was posibly lookin to purchase and was never made aware of this. I am nineteen with 1y ncb and have just baught a mk4 golf 1.4s ,only mods are alloys, tints and has been dee-lockd. Can any1 shed a bit of light on the matter or offer any advice as im yet to insure this car. Thanx