Bye Bye GTI?

[2001gti4]

Totally gutted, driving really slowly down an icy hill this morning with a huge gap from the car in front and the stupid b1tch two cars in front stood on her brakes for no reason and went sideways. Result:
Car behind her went into her side and even though I braked gravity and the ice took their toll and I slid straight into the back of them. Front end is a right mess and both airbags went off which the recovery driver reckons will mean a write off. On top of that I'll have to pay excess and lose my no claims as technically I'm at fault   
Just got my car driving the way I want it after remap/Catch can/MAF and have a new set of smoked rear lights due to arrive this week. Some days you wish you'd just stayed in bed....

[vwfiend]

That's really harsh mate! 

[houston]

just cos the airbags gone off doesnt mean its a write off, see what the damage is to the other car and maybe you can pay cash (as you admitted its your fault, which really you shouldnt have done, up to police to decide that), fix your car yourself and not have to lose your no claims

[Wayne]

Hope you get it sorted.

[Rhyso]

just cos the airbags gone off doesnt mean its a write off, see what the damage is to the other car and maybe you can pay cash (as you admitted its your fault, which really you shouldnt have done, up to police to decide that), fix your car yourself and not have to lose your no claims

The moment you hit someone in the back its your fault as thy will deem that you were not following at a safe distance

EDIT - just re-read it.  They may look on your favourably given the conditions? 

Sorry to hear about the accident    The main thing is no one was hurt  

[Dave_IOW]

Bad times 

[tech1889]

i would go to insurance and fight it.. weather conditions etc.. sorry to hear that tho mate..

[2001gti4]

just cos the airbags gone off doesnt mean its a write off, see what the damage is to the other car and maybe you can pay cash (as you admitted its your fault, which really you shouldnt have done, up to police to decide that), fix your car yourself and not have to lose your no claims

I didn't claim responsibility, as Rhyso said you're technically at fault conditions or not. However the silly woman that stood on her brakes and caused it came out of her car blubbing "I'm so sorry, this is all my fault" in front of witnesses, so I'll be going to my lawyer with that. Don't see why I should end up out of pocket....
Thanks for all the good wishes tho' chaps 

[tech1889]

yer if you have loads of people that heard her say it was her fault you can run with that.. just hope she tells her insurance she was at fault and your laughing..

[alexd]

What you want to do is collaborate with the driver infront, make an agreement togeather to f**k her up, if he agrees to work with you, your combined accounts of the accident should account for more than hers IF she's admitted liability at the scene aswell. You need to make sure that yours and his versions of events are close to identical, explain that you attempted to brake at least 4-5 car lengths before she had even spun round. If needs be take it to court, it's not your fault, and it's not really hers either, but seeming as she admitted liability at the scene, i think you havea chance, you just need to make sure that you tell them she admitted it, and get the other driver to tell his insurance company that too, as they will be contacting each other to compare statements! Good luck, insurance companies are f**k*rs and it could be close to ayear before you see anything from it under these circumstances.