Mod Friendly Insurance Campanies

[Jimmymature]

Hi gents, can you recommend any mod friendly insurance companies please? I pick my MK6 up next week and want to pick an insurance company that doesnt mind mods if i choose to add them in the future.

Or alternativly advise those companies you know wont allow modifications.


Thanks again for all help and advice.


Jim

[Ben Lessani]

Bell - up to 3 minor mods, no massive changes in premium.

HIC/Adrian Flux are supposed to be cheap, but never really got me a good deal.

[Steve30]

This thread may get moved???

[Ess_Three]

Hi gents, can you recommend any mod friendly insurance companies please? I pick my MK6 up next week and want to pick an insurance company that doesnt mind mods if i choose to add them in the future.

Or alternativly advise those companies you know wont allow modifications.


Thanks again for all help and advice.


Jim

Adrian Flux for me in a modified Mk6 GTI & highly modified Mk3 GTI.
All mods declared, replacements of aftermarket parts, vastly higher power outputs no issues...and they have a fairly sensibler approach to things like uprated brakes & winter tyres.

Have been with Bell/Admiral previously...and anything from the options list is classed as a Mod, and they only replace 'modified' parts with standard parts...so you decide if you are properly covered or not.
They are pretty good for a few mild mods though.

[R32UK]

RAC... an absolute bargain compared to what others quoted. 30yrs old, 5yrs ncb... a few points

[Ben Lessani]

Have been with Bell/Admiral previously...and anything from the options list is classed as a Mod, and they only replace 'modified' parts with standard parts...so you decide if you are properly covered or not.
They are pretty good for a few mild mods though.

At the risk of starting another debate. Bell offer modified parts cover to replace modded parts like for like - usually another £30 IIRC.

[moutains]

bell would quote for re mapped mk5 gti over a thousand pounds went with saga £241 plus £37 for mod got to be over 50 though

[Jimmymature]

Do you think it's likely that Admiral and the likes would insure my car if i get a Bluefin fitted or is it the smaller specialized companies th at don't mind covering mods?


Cheers,

Jim

[Ess_Three]

Do you think it's likely that Admiral and the likes would insure my car if i get a Bluefin fitted or is it the smaller specialized companies th at don't mind covering mods?


Cheers,

Jim

They wouldn't quote me with one fitted.

I was with Bell/Admiral for years and was happy with them. As long as it's fairly small mods that fall into theit generic catagories, they are fine.
I must have been with them for nearly 10 years...but my cars just got too modified or too expensive to risk the whole 'option = modification' saga.
Otherwise, they were great.

[Ess_Three]

At the risk of starting another debate. Bell offer modified parts cover to replace modded parts like for like - usually another £30 IIRC.

That's a good deal..they never offered me that.
In many cases, the aftermarket bits are cheaper too...but they said they'd only return it to standard.

It's worth specifically asking and verifying though, just for peace of mind.