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Author Topic: advice needed please  (Read 2078 times)

Offline bobreece

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advice needed please
« on: 05 November 2010, 03:31 »
right i am fully comp insured and insured to drive other cars third part though as part of my policy. i was driving my mother-inlaws car down a straight road and a young boy racer just pulled out of a side street on the left into my path i tried to avoid him but i hit him on the drivers rear wheel and smashed my mother-inlaws drivers side front headlight wing bonnet ect ect. now thats what happened and he is now saying he was not his fault anf my insurance where willing to sort it all out for me but today i got a call saying they wont help now as he is not accepting blame now i dont know what to do please give me some advice guys
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Offline DannyOOOOO

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Re: advice needed please
« Reply #1 on: 05 November 2010, 08:57 »
Your in a bit of a sticky situation to be honest mate

When you use driving over cars through your own insurance your covered TP only, so unless you can get the third party to accept FULL liability you will not be able to get the vehicle repaired through your own insurance..even if it goes as 50/50 you still won't be covered.  :sad:

Danny

HIC
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Offline bobreece

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Re: advice needed please
« Reply #2 on: 05 November 2010, 17:12 »
right i have two independent eye witnesses one found throught the pub it was outside and one through the police will this make a difference?
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Offline Jimmy Filth

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Re: advice needed please
« Reply #3 on: 05 November 2010, 17:24 »
What county did it happen in mate?  The Police will be investigating it, get in touch with the Officer investigating and see what his findings are.  From there put the insurance company in touch with the Officer and get the witnesses to give accounts.

Give you a bit more to stand on.  Did the other driver admit fault at the side of the road?
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7R 5 door.  Limestone Grey.  19" Pretoria's, Leather, DCC, Winter pack, keyless entry, rear camera.

Offline bobreece

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Re: advice needed please
« Reply #4 on: 05 November 2010, 18:19 »
he did admit fault as he said he could not see me and just pulled out. it was in lincolnshire
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Offline Jimmy Filth

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Re: advice needed please
« Reply #5 on: 05 November 2010, 18:21 »
Hmmmm, did you tell that to the Police and the insurance.  Get the Police to contempt note him.  If they can get him to admit fault then that could be useful...
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7R 5 door.  Limestone Grey.  19" Pretoria's, Leather, DCC, Winter pack, keyless entry, rear camera.

Offline lemski

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Re: advice needed please
« Reply #6 on: 22 November 2010, 12:27 »
Lincolnshire police are useless. Be waiting along time for somats to sort its self out
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Offline lenny84

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Re: advice needed please
« Reply #7 on: 22 November 2010, 17:00 »
+1 for lincs police, if its not a clean cut case they don't want to know
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Offline lemski

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Re: advice needed please
« Reply #8 on: 22 November 2010, 17:23 »
Wer bouts in lincolnshire r u?
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