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Author Topic: insurance check  (Read 3858 times)

Offline bobreece

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insurance check
« on: 10 August 2010, 18:29 »
do the insurance companys ever send a guy or or someone to randomly check car for mods when decalered unmodded???
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Offline luke

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Re: insurance check
« Reply #1 on: 10 August 2010, 21:39 »
just don't be daft and insure ALL mods
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1985 mk2 gti type 19 8v
2018 t roc sel 1.6tdi

Offline bobreece

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Re: insurance check
« Reply #2 on: 10 August 2010, 22:46 »
ok you give me £6000 to do it then. was not asking for is it right or wrong. wanted to know what i originaly asked
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Offline Deano2711

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Re: insurance check
« Reply #3 on: 10 August 2010, 22:52 »
If you can't afford to declare mods then don't mod it. The insurance company won't check the car but if you have an accident then your insurance would be void and then you're in sh*t creek. I prey I don't get hit by an uninsured driver....not because of my car but I would not be able to hold myself back  :angry: :angry:
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Offline bobreece

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Re: insurance check
« Reply #4 on: 10 August 2010, 22:57 »
lol if you meet me then feel free to let yourself go lol. with mods and its only a few its £6000 clean liecen and everything without mods £2500 its crazy all cuase i have no no claims because was on someone elses insurance
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Offline Deano2711

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Re: insurance check
« Reply #5 on: 10 August 2010, 23:16 »
What the hell are you driving ??  Last year I had a Mark 4 2ltr GTI on a w plate with nil no claims for 996 fully comp. This year with one years ncb I have the w plate and an n plate 2 ltr GTI for 1038 fully comp !!!  You need to shop around Mate and try Brentacre as they allow mods that don't increase bhp for no extra cost.
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Offline bobreece

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Re: insurance check
« Reply #6 on: 10 August 2010, 23:22 »
gf has got mk4 2.slow and hers is cheap mine is the 150pd tdi adrian flux was £6000 and trust me i spent ages tring to get a good quote if i have a 1yr no claims it goes down to between 900-1500 with mods it f**kin crazy and stressfull as i dont speed about and am vary carfull driver
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Offline Deano2711

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Re: insurance check
« Reply #7 on: 10 August 2010, 23:39 »
2 Options spring to mind Mate....Admiral Multicar where both cars are insured for both drivers and both drivers earn ncb or insure yourself on the gti for a year and get a years ncb and insure the gf on the tdi !!!! 6k insurance is crazy and I personally would do whatever to get the years bonus and then insure the tdi properly. No good not declaring as if you have an accident you lose everything.
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Offline Wayne

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Re: insurance check
« Reply #8 on: 11 August 2010, 00:09 »
Worth remembering that insurance companies now scan forums etc.
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Offline luke

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Re: insurance check
« Reply #9 on: 11 August 2010, 15:24 »
there's a certain company that doesn't increase prices for mods if it doesn't increase the bhp.
friend had a polo gti, didn't insure his springs, broke his arm and severe whiplash, had to fork out £2k to pay for the other car even though he didn't cause the crash, somehow, so it goes to show, insure every little mod you have.
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1985 mk2 gti type 19 8v
2018 t roc sel 1.6tdi
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