Author Topic: Think iv been ripped off a bit :(  (Read 3817 times)

Offline mikejones401

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Think iv been ripped off a bit :(
« on: 15 July 2010, 00:58 »
Just brought my insurance today I paid £1534 for 10 months but after that I get another year no clames :) does that sound like a good deal or not?????
I'll think of one soon

Offline mellow yellow

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Re: Think iv been ripped off a bit :(
« Reply #1 on: 15 July 2010, 11:09 »
how old are you?
what car do you drive?
when did you pass?
where do you live?
any points?
any other drivers?
excess?

i do it for a living  :wink:

Offline adi

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Re: Think iv been ripped off a bit :(
« Reply #2 on: 15 July 2010, 17:30 »
i had a policy like this once (accelerator policy) and found the year no claims did not transfer, was not classed as a years no claims, to a different policy (company) after 10 months, or have i been rippped off and lost a years no claims.

Offline Shady Pioneer

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Re: Think iv been ripped off a bit :(
« Reply #3 on: 15 July 2010, 17:36 »
i had a policy like this once (accelerator policy) and found the year no claims did not transfer, was not classed as a years no claims, to a different policy (company) after 10 months, or have i been rippped off and lost a years no claims.

+1

I was with Admiral for the accelerator, then went to Adrian Flux who said it wasn't a proper NCB, only able to be used with other companies that offer such a policy (Bell, Elephant, Direct Line). So if you can get them to change the policy to a 12 month policy, you will have to pay more but it'll be worth it in the long run, otherwise you'll have to stick with that band of insurers which might now always be the best for you.

Offline mikejones401

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Re: Think iv been ripped off a bit :(
« Reply #4 on: 16 July 2010, 02:53 »
Am 21
car is 1.8 20v turbo 150bhp
live in Bridgend
passed 2years ago
clean licance
put my mum on it to make it cheaper
exces is 600
is that any good
I'll think of one soon

Offline 2001gti4

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Re: Think iv been ripped off a bit :(
« Reply #5 on: 16 July 2010, 09:39 »
Sounds okay(ish) did you try any comparison sites or the companies listed here?
My Golf is dead but at least I have this....

Offline will gti

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Re: Think iv been ripped off a bit :(
« Reply #6 on: 16 July 2010, 09:47 »
im 22
cardiff
passed 4 years
clean sheet
250 xs
1 yr ncb

690 ish tpft

yours sounds a bit steep tbh
WHEELS IN SIG FOR SALE FERB'D WITH NO CURBING, ALL WITH GOOD TYRES GOODYEAR NCT 5


Offline mellow yellow

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Re: Think iv been ripped off a bit :(
« Reply #7 on: 16 July 2010, 10:29 »
Am 21
car is 1.8 20v turbo 150bhp
live in Bridgend
passed 2years ago
clean licance
put my mum on it to make it cheaper
exces is 600
is that any good

if that fully comp its sounds good to me. But as mentioned be careful with 10 month policies. the bonus is not always transferable.

Offline mikejones401

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Re: Think iv been ripped off a bit :(
« Reply #8 on: 16 July 2010, 20:49 »
Ok thanks lads
 I was in Cardiff last night lol
I'll think of one soon

Offline will gti

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Re: Think iv been ripped off a bit :(
« Reply #9 on: 16 July 2010, 22:02 »
ah yea... out on the razz was it ? not a bad night out, i dont go much anymore tho
WHEELS IN SIG FOR SALE FERB'D WITH NO CURBING, ALL WITH GOOD TYRES GOODYEAR NCT 5