Just had a very frustrating conversation with my insurer today.
I'm currently paying 75.00 a month for next 6 months on an accelerated bonus scheme. I have 3yrs N/c now. I just let the policy renew without shopping around. I know, but I was in the middle of some fairly intense stuff so didn't think too much of it. My insurance has gone up from 514 to 750 despite having another years n/c?! Advisor said that this was just "rate increases", which she kept repeating until I got bored.
Have checked around and and with mods declared I can get Bell+Admiral to do me F/c £330 for the year.
Was with them previously but there call centre was a joke.
I'm 28, 3yrs NCB driving for 10yrs, no accidents or claims in last 5yrs mk2 16v with exhaust/ coils/ alloys not too much else.
Question is should I hold off for 6 months and get my 4th yr n/c discount or pay 61.00 (ish) to cancel my policy and take out a new one?

Could I get a better deal through the site sponsor?
Also anyone recommend a decent alarm for the mk2, my clifford one is on it's last legs after being installed in '92
