quick advice needed re smash

[G6dub]

Ok quick question.
If someone is going to claim off there insurence cause they reversed into your car while you were stationary do teh police need to be informed?
I know that accidents have to be reported in 24hr's but do they have to be reported to claim?

Now the boring bit, last night came out to car park got into car, person who is a girl friend of a friend got in her car and went forward, they reversed round, I was still sitting there see her coming, beeping horn etc.. looked forward nowhere to go! (didn't think to look back) then smash, but then she just drove off!
Of course we chased her, then stoped behind her at lights Gareth jumped out and as you can imagine went mad, we both pulled over after the lights, door is a right mess, she said, oh I didn't know it was yoru car! but agreed that she would pay to get it fixed, so got quote ?750 to sort it and guess what she don't have any money so wants to claim off her insurence now!

My poor little GT polo is like this and her fiat chicky chento is fine 

It is really hard to know what to do as she is a girlfriend of a friend, do I say she drove off if I ring them or miss that part out?

All I want is the car sorted and I'll be happy but nothing is simple!

[AdamB]

As no one was injured, the police dont really need to be informed. I would forget to mention the fact she drove off. You have her details now, so just submit the claim to her insurance company.

[G6dub]

Ok if I am claiming from her insurence, do I ring them or her?
ALso do I need to involve my insurence? (I don't want to lose my no-claims it has taken me years to get just cause some stupid c*w can't drive)

[AdamB]

She needs to submit a claim to her company. Yours dont really need to know about it. AFAIK her insurance company will contact you.

[G6dub]

ok cool thanks

I can see this being a long thing! 

[Blue MK2]

give her a couple of slaps while your at it. a hit and run then?

[G6dub]

I can tell you I almost did last night I was mad!

Now my worry is that the insurence will try to write off my (was mint) H reg GT as they won't see it being worth much more than ?750 but if that does happen I have a plan 

[AdamB]

if that happens, you can opt to keep the car and receive the value of the car minus the scrap value. Then pay to have it repaired yourself.

[Speedydub]

she drove off? meaning she had no intention of resolving the situation properly???

What a sh!te attitude. I personally would report her, mentioning the fact she drove off (which i'm pretty sure is an offence in itself) and pursure the claim, friend of a friend or not 

oh, and once its settled, i'd torch her car. with her in it. 

[G6dub]

Yes she drove off I was shocked 
yes it is a offence, and I made sure she knew about it, when she was claiming that she didn't know it was my car I still made the point of whoever's car it was she should have stoped.
her excuse 'I have only been driving for 4 months' Gary told her she needs to go and have some more lessons 

Well I am going to ring her insurence myself in the morning and if I get any hassle I will be bring up the driving off part!