Financing your new Gti and where from???

[JonnyG]

http://www.broker4cars.co.uk/PCP-Payment-Calculator/Car.jsp?showOptionsTab=FALSE&selectedPeriod=48&selectedMileage=10000&enteredDeposit=3500&firstTime=FALSE&seenOptionsPage=FALSE&63647=on&82385=on&64572=on&87233=on&87010=on&70423=on&85908=on&20191=on&6387=on&39468=on&87235=on&selectedManufacturer=VOLKSWAGEN&selectedModel=GOLF+HATCHBACK&selectedVariant=2.0+TSI+GTI+5dr

What do you think of this???

Well found ... that is remarkably similar to the deal I got   

Note the small print on this website

Quotations are free. However, all applicants for credit will be charged a broker fee before being introduced to a lender. This fee will be discussed and agreed at the point of sale, typically 1.75% of the amount borrowed.

[Jimble]

Johnny G

this does seem like a good deal however i need to try and get the payments down to around £380 pm at most...maybe contract hire is the only way, although not wanting to do it that way...

Now if i was getting the r for that i may push it...

Kev

I agree on the monthly payments but at the end of the day you should be quids in at the end,  when you part exchange / sell the car (as the car's value should be a lot higher than the final payment ... and you would gain at the end compared with a similar PCP deal with lower monthly payments and higher final value)

I've never done Contarct Hire as I don't fully understand a few things, such as

1.  Can you insure the car with any company (seeing as you're not the V5 registered keeper) and would it cost a lot more to insure as a result ?
2.  What if you wanted to get rid of the car after one year  ?  (easy on PCP but would there be a big penalty with contract hire) ?

^Good questions, also how does it work if you want to change brands ie audi/bmw at the end of the agreement? does the guaranteed value still apply?

[mojo555]

http://www.broker4cars.co.uk/PCP-Payment-Calculator/Car.jsp?showOptionsTab=FALSE&selectedPeriod=48&selectedMileage=10000&enteredDeposit=3500&firstTime=FALSE&seenOptionsPage=FALSE&63647=on&82385=on&64572=on&87233=on&87010=on&70423=on&85908=on&20191=on&6387=on&39468=on&87235=on&selectedManufacturer=VOLKSWAGEN&selectedModel=GOLF+HATCHBACK&selectedVariant=2.0+TSI+GTI+5dr

What do you think of this???

Well found ... that is remarkably similar to the deal I got   

Note the small print on this website

Quotations are free. However, all applicants for credit will be charged a broker fee before being introduced to a lender. This fee will be discussed and agreed at the point of sale, typically 1.75% of the amount borrowed.

Johnny
i did read that and that is what put me off the deal i have had is from a company who simply put you intouch with a dealer and the dealer pays them a referal fee...

[mojo555]

Johnny,

Also love the pic of your R, if there was anyway i could afford then i would deff get one, i used to own a 57 plate r32 and that was awsome...

 

[JonnyG]

Johnny
i did read that and that is what put me off the deal i have had is from a company who simply put you intouch with a dealer and the dealer pays them a referal fee...

Yes, but what if you could go straight to the lender 

[mojo555]

Johnny
i did read that and that is what put me off the deal i have had is from a company who simply put you intouch with a dealer and the dealer pays them a referal fee...

Yes, but what if you could go straight to the lender 

Do you know more than you are letting on johnny?

If so spill....

[JonnyG]

Do you know more than you are letting on johnny?
If so spill....

Here's a big clue

I have just got a PCP type deal on my new R at 6.4% APR with Clydesdale Bank.

PM me if you want contact details.

[mojo555]

Do you know more than you are letting on johnny?
If so spill....

Here's a big clue

I have just got a PCP type deal on my new R at 6.4% APR with Clydesdale Bank.

PM me if you want contact details.

:embarassed:

really should pay more attention