What's happened to insurance lately?

[bobbarley]

I'm 26, male, 7 years no claims, 3 points on my licence living in Manchester.

I got some quotes in July for a 2005 R32, they were coming out in the £800 region, protected with £400 excess.  I've just done some more searches tonight, and the very cheapest I can find is £1,000!  That's with no protection and £600 excess!

Dunno what's going on 

[Rhyso]

dumb fcukwits driving around with no insurance and crashing into people is what's happening

[gavL]

I'm not having a problem with insurance prices...

[Diamond Hell]

I'm 26, male...... living in Manchester.

There's your issues right there.  Oh and from your signature:

lots of mods

Shoulda got the R32 and left it standard.

[Madmax]

I'm 26, male, 7 years no claims, 3 points on my licence living in Manchester.

I got some quotes in July for a 2005 R32, they were coming out in the £800 region, protected with £400 excess.  I've just done some more searches tonight, and the very cheapest I can find is £1,000!  That's with no protection and £600 excess!

Dunno what's going on 

Yup,

Got quotes on a MK4 turbo a few months back & was quoted £700 odd, now it's moved to over £900.

[DannyOOOOO]

I'm 26, male, 7 years no claims, 3 points on my licence living in Manchester.

I got some quotes in July for a 2005 R32, they were coming out in the £800 region, protected with £400 excess.  I've just done some more searches tonight, and the very cheapest I can find is £1,000!  That's with no protection and £600 excess!

Dunno what's going on 

Yeah just to concrete that mate, unfortunatley insurance rates are ever changing and if an insurer has had a bad month on the particular model of vehicle your trying to insure or in the area you live in, i.e with claims or thefts, then they will put their rates up  Thats why prices you are quoted are usually only ever guaranteed for 14days.

Hope this helps

Danny

[weazgti]

my excess has gone up to a grand  for a car thats worth a grand. I have clean licence and 8 years no claims and my insurance is just under 500 for a powerhouse mk2 8v gti.
Last year it was 500 for my excess.

[DannyOOOOO]

Who's that with??  us at HIC??

[weazgti]

Through swinton,but paperwork says highway insurance
So if i crash,i have to pay a grand to get a grand?

[DannyOOOOO]

orite mate, sounds a bit steep, what reason did they give you for increasing your excess?? to be honest mate that isn't something we would offer coz its effectively giving you third party only insurance coz your never gunna get any money back if you make claim. If you fancy giving us a shot at your insurance when it's due for renewal PM me your name and number and renewal date and i'll give you a call nearer the time and see what we can do for you mate 

Danny O