Lapsed Insurance vs No Claims Discount

[avalon]

A mate is considering a GTi and has the opportunity now to get shot of his current car.

Knowing the [seemingly daily] delays in getting hold of a new VW, if he flogs his current car now and cancels his insurance, will his accrued No Claims be void when he comes to take delivery of his new GTi [sometime in 2012]??

Your comments please.


Ava

[MrBounce]

NCB generally lasts for 2-3 years depending on the company so he should have no problems 

I sold a car and cancelled a policy in late 2004 and used the NCD on a new policy in March 2005. No problems at all. 

[avalon]

Many thanks - will pass this on.

His current insurers seem unable to tell him anything constructive, rather advise him to keep his policy going til it expires [May I think] even if he sells the car; crazy!


Ava

[martinb]

it stays valid for 2 years with most companies, a few will accept it for longer.

[TewVetWhere]

Im currently with Direct Line insurance and i was pricing a few different cars up to see what the premiums where like on them. I firstly filled out all of the online forms with my details, not putting that i now had 1 no claims discount.
So i ammended the details with my 1 years no claims and the