Does this sound right?

[kdiz]

Hey guys, so I am 22 yrs old and just bought a golf mk2 gti 8v but I am still learning and need insurance for it [ i know most people won’t agree with getting it but i love the car what can i say ], anyway I have been quoted £1,200~ for 3rd party fire and theft.

Was thinking of calling HIC to see if they can match it or beat that if they even insure provisional drivers. I tried the online form but it didn’t return anything back  don’t know if it takes a day or so to get an email back.

Does £1,200~ seem ok or do you think it's possible to get it a bit cheaper either with HIC or somebody else that doesn’t feature on go compare?

Cheers

[kdiz]

owch hic said no quotes at all, got one from quinn direct in the end, will try hic when i have passed

[martinb]

Sorry, dont think we have any underwriters that will take a provisional licence holder on a gti 

[avalon]

In the current climate I don't think that figure is too bad Kdiz.

Provisional license - that's another matter altogether.

Best of luck.


Ava

[Ben Lessani]

Can't you just do the dodgy parents on primary driver

As a provvy user - you can hardly drive it without them about anyway!

[tony@greenlight]

Hi Kdiz,

Our criteria is similar to HIC in relation to licence holders, albeit with us (due to our purely covering performance cars) you would have to hold a Full UK licence for at least 1 year and have a 1 year NCB earned in your own name for an everyday vehicle.

I've owned 7 Golf Gti's over the years within my driving history and I can understand as to why you fancied a Golf Gti, one thing that hasnt been mentioned and would be worth checking is that from what we understand the Underwriters providing cover for provisional drivers actually increase your premium/terms once you pass your test.

This being due to your no longer being accompanied by your parents and being out on your own whilst gaining experience.

To avoid a surprise may be worth checking the cost implications with the people that have quoted you already.

Kind regards

Tony

Ps. We'll look out for you once you've held a full licence for a year and have a year's NCB