Innsurance question ?

[rakesh27]

Guys,

I own a W - 2000 1.8T with 8-9yrs no claim bonus, no points all clean driving license, at the moment im paying around £650 fully comp with Admiral.

Now with all my mods, what do you reckon i will have to pay ?

Rims 18" + Tyres 40/225/18 - £500 + Locks
JOM Coilovers - £180 -
Whiteline front and rear arbs - £320
Smoke Tints - £115
Milltek Exhaust - £370
4motion Valance front and rear - £80
HID Angels front - £300
Sidelights - £20
Hella Magic Colours Rear lights - £90
R32 DSG Air intake parts - £50
007p - £100
R-Tech remap stage 1 200bhp+ £180
Pipercross panel filter - £30

What do you think ?

[dai-cymru]

Where do you live i have all my mods declared even the remap with admiral fully comp agreed value, 9 years no claims clean licence and im only paying £360.60

[rakesh27]

i live in north west london, man thats cheap 360 i paying 600ish and i havent declared my mods yet, im thinking when the insurance runs out in june go with someone else and then declare, i no its bit of a chance im taking, im just scared Admiral might not insure me if i decalre all my stuff or worst they wack up my insurance.

[MrBounce]

i live in north west london, man thats cheap 360 i paying 600ish and i havent declared my mods yet, im thinking when the insurance runs out in june go with someone else and then declare, i no its bit of a chance im taking, im just scared Admiral might not insure me if i decalre all my stuff or worst they wack up my insurance.

You really are a prize plonker not declaring! If you have a smash which is your fault the insurance company have every right to void your insurance due to non-disclosure; you will then be uninsured which will lead to 6 points on your licence, a nice chunky fine and the likelihood that after getting your policy cancelled by the company insurance for anything, let alone a modified vehicle will be very difficult or nigh on impossible to get. Most insurers will not touch you as you will not fulfill their initial statement of fact questions. So get it declared as soon as. If your current insurer won't cover, then find someone who will. And if your car gets nicked you will only get market value.