declaring mods

[nadlad]

ave just rang directline who my current insurers for the followin mods  am 25 and a named driver (named driver has 7 years protect ncb)

wheels £39.00
tints £.90p
exhaust £30
brakes £tbc
headunit £free
remap £30

and they quoted £520 with voluntary excess of £650 for the year on top of my normal premium

they must be havign a laugh

how do people get round this?

[luke]

it's even worse if you have a mk3 at 17 who only gets £30 a week (15 a week on my dads insurance if he goes half with me, only thing is tesco want £300 upfront the tossers), like me, and i want to buy springs which is a bugger..

[MrBounce]

ave just rang directline who my current insurers for the followin mods  am 25 and a named driver (named driver has 7 years protect ncb)

wheels £39.00
tints £.90p
exhaust £30
brakes £tbc
headunit £free
remap £30

and they quoted £520 with voluntary excess of £650 for the year on top of my normal premium

they must be havign a laugh

how do people get round this?

They go to a specialist who cater specifically for modified vehicle rather than using a standard insurance company who aren't set up to handle more than a couple of mods. They look at the mods and just think "Big Risk" 

[martinb]

WHS ^ 

are those prices how much you paid for the mods? 

How much bhp increase have the exhaust and remap got you?

 

[Mk1Macca]

ave just rang directline who my current insurers for the followin mods  am 25 and a named driver (named driver has 7 years protect ncb)

wheels £39.00
tints £.90p
exhaust £30
brakes £tbc
headunit £free
remap £30

and they quoted £520 with voluntary excess of £650 for the year on top of my normal premium

they must be havign a laugh

how do people get round this?

they take out their own policies and build up some no claims - rather than break the law and pretend to only drive the car once in a blue moon