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Author Topic: is my car insured  (Read 8215 times)

Offline james2

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is my car insured
« on: 09 October 2009, 22:57 »
if my mot runs out does it mean its not insured ,it still has tax and insurence :undecided:
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Offline Matty-MK3

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Re: is my car insured
« Reply #1 on: 09 October 2009, 23:27 »
Yes.
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Golf MK3 1.8 auto and I didn't pay a grand for the "priveledge" :grin:, auto windows all round and a AC. Oh and I've got a luggage net you pricks!

Does that make my willy look bigger?

Oh yeah it's called Helda or something....

Offline james2

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Re: is my car insured
« Reply #2 on: 09 October 2009, 23:51 »
cool i thought it was.... my family had a go saying its not insured and said i cant use it ...they do my head in .... :cool:
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AGU 1.8T. Mods done: R32 front bumper, turborev smic, ngk platinum spark plugs, uprated pancake pipe, demon motorsport boost hoses, forge 007 dv, forge engine cover, r-tec stage 1 map ,home made cold airfilter ,run on 98 ron fuel and castrol edge 0w 40 oil. Advanti racing alloys.

Offline Wayne

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Re: is my car insured
« Reply #3 on: 09 October 2009, 23:58 »
Quote from: james2 on 09 October 2009, 23:51
cool i thought it was.... my family had a go saying its not insured and said i cant use it ...they do my head in .... :cool:

If the mot has run out then they are right and you should not use it.
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Offline james2

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Re: is my car insured
« Reply #4 on: 10 October 2009, 00:44 »
yes & no so what can i do i need to pick up parts tomorrow, i still have tax and insurence  :huh:
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AGU 1.8T. Mods done: R32 front bumper, turborev smic, ngk platinum spark plugs, uprated pancake pipe, demon motorsport boost hoses, forge 007 dv, forge engine cover, r-tec stage 1 map ,home made cold airfilter ,run on 98 ron fuel and castrol edge 0w 40 oil. Advanti racing alloys.

Offline Shady Pioneer

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Re: is my car insured
« Reply #5 on: 10 October 2009, 00:48 »
Quote from: james2 on 10 October 2009, 00:44
yes & no so what can i do i need to pick up parts tomorrow, i still have tax and insurence  :huh:

If you're not running a valid MOT then you're not insured. If the police pull you you'll get fudged, and if you have an accident insurance will almost definitely not pay out due to your car not being "road worthy".
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Offline jase16gti

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Re: is my car insured
« Reply #6 on: 10 October 2009, 00:49 »
insurance is void in car is not mot'd
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Offline Guy

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Re: is my car insured
« Reply #7 on: 10 October 2009, 01:01 »
the ONLY circumstances in which your car IS insured when you have no MOT is when you are driving to a PRE-BOOKED MOT appointment

otherwise your car is not insured... I have just spent four days off the road due to the same circumstances... it isn't worth the risk.
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Offline Wazzzer

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Re: is my car insured
« Reply #8 on: 10 October 2009, 06:39 »
Usually your insurance isn't void. Check your documents, mine doesn't say anywhere that it is an insurance requirement to have a current MOT

If you get caught it's a £60 fine, no points

edit: found this

Re no MOT invalidating Insurance; Because of section 148 RTA 1988 as to condition of the vehicle, Insurance Companies cannot invalidate a certificate issued as far as making it a criminal offence i.e. to use without Insurance (S145). This does not not however prevent them from taking action to recover certain costs under the civil law.
« Last Edit: 10 October 2009, 06:45 by Wazzzer »
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Offline dubcruiser

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Re: is my car insured
« Reply #9 on: 10 October 2009, 10:00 »
The car insurance is void with no MOT as the car is not in a legal to use state for use on British Roads.... The same as it is void if used on the road with no tax (however itis insured still if on private property for theft).

Oh and isn't this thread in the wrong section??  :rolleyes:
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Scott

Golf GTi 180bhp 6 Speed 2003, Tornado Red, Electric Sunroof, Climatronic, Winter Pack, Black Leather, Santa Monica Alloys, Centre Arm Rest, 6 Disc Changer, R-Tech Remap (Now Sold)
Audi A3 Sportback S-Line 2.0T Quattro 2007, Lava Grey, Exclusive Line Black/Silver Leather, Heated Seats, Bose, RNS-e, Auto Lights, Auto Wipers, iPod Prep, Interior Light Pack

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